Property and Casualty Consultant

• Jan 2019 - Oct 2019

Develop and prepare a comprehensive business strategy plan for StayWell and Island Home Insurance to ensure targets are met. Analyze current strategies and practices. Identify areas for improvement and developing innovative strategies related to the goals. Provide direction and help motivate staff to work and implement new strategies to complete new projects. Develop a Reinsurance Treaty Program for Island Home Insurance. Develop and prepare a comprehensive business strategy plan for StayWell and Island Home Insurance to ensure targets are met. Analyze current strategies and practices. Identify areas for improvement and developing innovative strategies related to the goals. Provide direction and help motivate staff to work and implement new strategies to complete new projects. Develop a Reinsurance Treaty Program for Island Home Insurance.

Licensed Producer for Property, Casualty, Life, Accident & Health

• May 2016 - May 2018

Chief Underwriting Officer, Property and Casualty

• Jul 2013 - Jan 2016

Secure a diversified and profitable portfolio of risks. Ensure that the conduct of TMPI’s business and underwriting practices are in accordance with the insurance laws of Guam. Provide leadership and guidance on product management and risk underwriting appetite to underwriting general agents and product management teams. Develop and implement business strategies to meet segment objectives. Conduct profitability analysis of each line of business to determine segments with large limits or high… Show more Secure a diversified and profitable portfolio of risks. Ensure that the conduct of TMPI’s business and underwriting practices are in accordance with the insurance laws of Guam. Provide leadership and guidance on product management and risk underwriting appetite to underwriting general agents and product management teams. Develop and implement business strategies to meet segment objectives. Conduct profitability analysis of each line of business to determine segments with large limits or high Nat CAT exposure. Show less Secure a diversified and profitable portfolio of risks. Ensure that the conduct of TMPI’s business and underwriting practices are in accordance with the insurance laws of Guam. Provide leadership and guidance on product management and risk underwriting appetite to underwriting general agents and product management teams. Develop and implement business strategies to meet segment objectives. Conduct profitability analysis of each line of business to determine segments with large limits or high… Show more Secure a diversified and profitable portfolio of risks. Ensure that the conduct of TMPI’s business and underwriting practices are in accordance with the insurance laws of Guam. Provide leadership and guidance on product management and risk underwriting appetite to underwriting general agents and product management teams. Develop and implement business strategies to meet segment objectives. Conduct profitability analysis of each line of business to determine segments with large limits or high Nat CAT exposure. Show less

Consultant/Corporate Property Underwriting Head

• Jun 2012 - Jun 2013

Provide a clear and consistent communication on business strategies, profitability objectives, priorities and accountability. Under the Group direction, drive consistent underwriting best practices and guidelines. Develop structure and implement technology to support underwriting and pricing discipline. Develop and ensure effective utilization of detailed monitoring standards, including quality reviews to assess underwriting results. Review losses to determine frequency or trends and… Show more Provide a clear and consistent communication on business strategies, profitability objectives, priorities and accountability. Under the Group direction, drive consistent underwriting best practices and guidelines. Develop structure and implement technology to support underwriting and pricing discipline. Develop and ensure effective utilization of detailed monitoring standards, including quality reviews to assess underwriting results. Review losses to determine frequency or trends and communicate with underwriters to improve loss ratio. Show less Provide a clear and consistent communication on business strategies, profitability objectives, priorities and accountability. Under the Group direction, drive consistent underwriting best practices and guidelines. Develop structure and implement technology to support underwriting and pricing discipline. Develop and ensure effective utilization of detailed monitoring standards, including quality reviews to assess underwriting results. Review losses to determine frequency or trends and… Show more Provide a clear and consistent communication on business strategies, profitability objectives, priorities and accountability. Under the Group direction, drive consistent underwriting best practices and guidelines. Develop structure and implement technology to support underwriting and pricing discipline. Develop and ensure effective utilization of detailed monitoring standards, including quality reviews to assess underwriting results. Review losses to determine frequency or trends and communicate with underwriters to improve loss ratio. Show less

Chief Underwriter, Property and Casualty

• Dec 2010 - Jun 2012

Formulate Underwriting Guidelines and Policies pertaining to Property and Casualty lines with the view of realizing the company’s objectives for growth and profit. Underwrite all Property and Casualty risks accepted and decide on retention and the amount to be ceded to treaties and/or facultative reinsurance. Establish risk appetite and reinsurance strategy within parameters set by Top Management. Develop structure and technology to support underwriting, pricing and segmentation processes… Show more Formulate Underwriting Guidelines and Policies pertaining to Property and Casualty lines with the view of realizing the company’s objectives for growth and profit. Underwrite all Property and Casualty risks accepted and decide on retention and the amount to be ceded to treaties and/or facultative reinsurance. Establish risk appetite and reinsurance strategy within parameters set by Top Management. Develop structure and technology to support underwriting, pricing and segmentation processes. Participate in negotiations with client and broker, as appropriate. Set up adequate reinsurance program to support the Property and Casualty insurance operations of the company. Show less Formulate Underwriting Guidelines and Policies pertaining to Property and Casualty lines with the view of realizing the company’s objectives for growth and profit. Underwrite all Property and Casualty risks accepted and decide on retention and the amount to be ceded to treaties and/or facultative reinsurance. Establish risk appetite and reinsurance strategy within parameters set by Top Management. Develop structure and technology to support underwriting, pricing and segmentation processes… Show more Formulate Underwriting Guidelines and Policies pertaining to Property and Casualty lines with the view of realizing the company’s objectives for growth and profit. Underwrite all Property and Casualty risks accepted and decide on retention and the amount to be ceded to treaties and/or facultative reinsurance. Establish risk appetite and reinsurance strategy within parameters set by Top Management. Develop structure and technology to support underwriting, pricing and segmentation processes. Participate in negotiations with client and broker, as appropriate. Set up adequate reinsurance program to support the Property and Casualty insurance operations of the company. Show less

Consultant and Chief Underwriter of the Company

• Jun 2010 - Nov 2010

Business development and market management tasked with building the BAC micro insurance products through Malayan Group’s existing agency network and distribution channels. Develop and implement business strategies to meet segment objectives. Evaluate and communicate key underwriting/marketplace issues to peers and management team. Work with less-experienced underwriters to identify their training needs and proper mentorship. Business development and market management tasked with building the BAC micro insurance products through Malayan Group’s existing agency network and distribution channels. Develop and implement business strategies to meet segment objectives. Evaluate and communicate key underwriting/marketplace issues to peers and management team. Work with less-experienced underwriters to identify their training needs and proper mentorship.

Served as a local Resident Agent of AXA Cession Paris

• Apr 1998 - Feb 2001

Chief Underwriter/Head and Claims Officer

• 1993 - 2001

Responsible for the efficient management of the underwriting, reinsurance, and claims functions of the company. Provided directions and support agents, branches, and brokers units with sound technical advice. Oversee underwriting, production, claims, accounting, and MIS requirements of branches, brokers and agents. Develop short term and long term goals and profit objectives of the company. Responsible for the preparation and submission of underwriting reports to regional and corporate center.

Marine Underwriter and Claims Superintendent

• Oct 1988 - Jun 1993

Marketing and Development Superintendent

• May 1979 - Oct 1984