Experience

VISIONFUND TANZANIA

• Banking
• 1 - 100 Employee

• Branch Manager

  • Nov 2020 - Present

  Summary of duties General : Set up of Arusha branch as a model and first branch of VisionFund Microfinance Bank Tanzania into a fully operational branch as per guidelines and set a benchmark for future branches. Responsibility: Manage and supervise all employees at the branch; Responsible for day-to-day supervision and leadership of the branch Maintain and oversee all banking procedures and processes including regulatory compliances. Drive targets of Accounts, Savings book, Loans, and Insurance policies. Oversee the approval of loans, line credits, fiscal plans and ensure that loan issued are collected on time. Ensure effective customer service and satisfaction to bank customers. Market branch within the community to attract business. Oversee the branch budget, preparation of the budget and analysis. Main tasks: Coordinate and control liquidity, branch operations and oversees implementation of internal controls Implement policies and procedures at VFT-MFB at field Chair Branch Credit committee and participate I evaluating, approving or rejects loans according to the policies Ensure the branch meets the set targets against business plan review and endorses loan for approval, restructuring and para-legal Plan and initiate promotional measures within target market of the Branch and champions loan collection Ensure accuracy of all documents, requirement of quality loans before disbursement Review legal documents and security files of approved loans and assists Legal counsel in matters involving remedial account management Champion savings mobilization, Develop and maintain good working relationship Coordinate with People & Culture on staff recruitment, replacement, development, promotions and proper exits of branch staff with support from Regional Manager Manage staff attendance, duty distribution and monitors staff performance, evaluation, appraisals and PIP Ensure timely submission of Branch reports and provide feedback to Branch staff Show less



Access Microfinance Bank

• Tanzania
• Banking
• 100 - 200 Employee

• Regional Manager

  • Nov 2014 - Jan 2020

   Managing Branch Managers of all branches within the region to ensure they manage the respective branches of the Bank as its profit centres. Supervising new branches establishment from market surveys and studies to the level of fully operational stage Managing both lending activities and provision of banking services at the regional branches Managing and motivating Branch Staff to achieve agreed financial and operational performance targets Managing relations with Head Office, local authorities, and local business community Business Development: Constantly monitor market trends and identify business & product development opportunities Administration: Organise and conduct market surveys. Manage in collaboration with Head Office function and Product Managers that the branch development plan is sustained according to the budget Show less

• Executive Manager

  • Sep 2013 - Oct 2014

  of the Chief Executive Officer in day-to-day business: Assist in preparing meetings with Head of Departments/Branch Managers and other staffs Supervision of business performance: Daily follow up on performance. Informing the CEO of development and areas of attention Preparation of Boards Meetings and committees: Follow up on decisions taken. Prepare board materials. Coordinates logistics with Company Secretary Relations with external parties: Represent the CEO in meetings. Resume, coordinate and respond to requests. Initiate and maintain relations with relevant parties Analyse proposal and reports: Analyse proposals and suggest a way forward. Analyse and resume internal and external reports Marketing and Corporate strategy: Overall supervision of marketing department. Assist the CEO in reviewing and improving marketing strategies. Follow up on the implementation of marketing plans. Develop the bank corporate and social responsibility and coordinate the community projects Business Plan: Assisting the CEO in preparing the business plan. Coordinating the same from various heads of departments. Following up to ensure that it is submitted on time for approval by the board Administrative leadership/Human Resources Management: Prepare efficient organization structure of the bank; review it from time to time and make sure the organization is running efficiently. Assist CEO and HR manager to identify and recruit the competitive candidates to fill in various positions. participating on interview processes. Staff Motivation: Helping and ensuring HR manager develops and/or administers special projects in areas such as employee awards. Also ensure that an environment is fostered for employees to be proud of working at the Company. Show less

• Branch Manager

  • Apr 2012 - Aug 2013

   Overall supervision of the duties and responsibilities with regard to credit and banking services issues.  Selection and training of new and on the job staffs Acting as the main custodian of the branch Representing the branch on social issues Leading the branch as a profit centre of the bank by ensuring good performance General Supervision and motivation of staffs in the branch Ensuring the safe keeping of Branch assets Ensuring customer service, customer relations and customer satisfaction is attained  Acting as a liaison between HQ and branch staffs and ensuring proper communication to all staffs on behalf of the MT Show less

• Senior Loan Officer

  • Nov 2009 - Mar 2012

   Selection (participating in interview panel) and Theoretical Training of Loan Officers Training of on the job Loan Officers Ensure high quality and quantity standards of the branch’s lending business; management of the Credit Lending Unit Ensure a good and efficient co-operation with colleagues in the Credit Department and in other Departments/Units of the Bank. Build up and maintain a high quality and quantity individual loan portfolio Acting on behalf of Branch Manager (on credit issues) in his absence Chairing Credit Committees Show less

• Loan Officer Specialist

  • Aug 2009 - Nov 2009

   Assisting the Senior Loan Officer in accomplishing his daily and monthly tasks Monitoring other Loan Officers clients Doing applications for eligible clients for lending purpose during screening Business and Household visit and filling assessment forms Doing financial analysis, i.e. Preparation of Profit and loss Accounts, Cash flow statements, Balance sheet, coefficient and their analysis, financial ratios and their analysis Evaluation of formalization of collaterals  Preparation of credit proposals, Committee approval and disbursement, formalization of legal documents and monitoring repayments. Show less

• Loan Officer

  • Feb 2008 - Jul 2009

   Accepting applications for eligible clients for lending purpose during screening Business and Household visit and filling assessment forms Doing financial analysis, i.e. Preparation of Profit and loss Accounts, Cash flow statements, Balance sheet, coefficient and their analysis, financial ratios and their analysis Visitation, evaluation and formalization of collaterals  Preparation of credit proposals, Committee approval and disbursement, formalization of legal documents and monitoring repayments. Doing direct marketing/promotion  Following up of daily repayments and doing recovery in case of defaults Show less



Nufaika Distributors Limited.

• India
• Appliances, Electrical, and Electronics Manufacturing

• Accounts and Administrative Assistant

  • Jul 2007 - Jan 2008

   Making orders from Head Office  Receiving goods from Head Office and maintaining stock  Issuing goods to sales man for selling  Receiving money from the sales man and banking the same  Preparing statements and reports of accountability and sending to Head Office  Making orders from Head Office  Receiving goods from Head Office and maintaining stock  Issuing goods to sales man for selling  Receiving money from the sales man and banking the same  Preparing statements and reports of accountability and sending to Head Office