Experience

Bavex Lending
• Banking
• 1 - 100 Employee
• Loan Originator

  • Dec 2021 - Present


U.S. Small Business Administration

• United States
• Government Administration
• 700 & Above Employee

• Loan Specialist

  • Mar 2020 - Jan 2022

  • Review Covid-19 Economic Impact Disaster Loan (EIDL) applications. • Perform Credit Evaluations • Read and Review Applicant Tax Returns • Review and process documentation to verify eligibility. • Abide by SBA guidelines and protocol. • Respond orally and/or in writing to applicants or their representatives • Ensure loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusions • Apply… Show more • Review Covid-19 Economic Impact Disaster Loan (EIDL) applications. • Perform Credit Evaluations • Read and Review Applicant Tax Returns • Review and process documentation to verify eligibility. • Abide by SBA guidelines and protocol. • Respond orally and/or in writing to applicants or their representatives • Ensure loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusions • Apply accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans. • Respond to inquiries from applicants, their representatives and agents, and others concerning the status of applications and reasons for Agency decisions. Show less



First Home Mortgage

• United States
• Financial Services
• 400 - 500 Employee

• Repair Escrow Administrator

  • Dec 2018 - Feb 2020

  Nottingham, Maryland, United States • Create a detailed data base to ensure work load management • Follow up with investors so that loans are within compliance • Utilize personal time management skills to remain within investor deadlines and avoid loan repurchase. • Contact borrowers to schedule final inspections at their discretion once all work is complete. • Release escrowed funds via check request portal once all work is satisfactorily completed. • Personally use judgement and outside resources to ensure work… Show more • Create a detailed data base to ensure work load management • Follow up with investors so that loans are within compliance • Utilize personal time management skills to remain within investor deadlines and avoid loan repurchase. • Contact borrowers to schedule final inspections at their discretion once all work is complete. • Release escrowed funds via check request portal once all work is satisfactorily completed. • Personally use judgement and outside resources to ensure work is not fraudulent. (ie, checking DLLR websites, following up with contractors, requesting W-9 and licensing information) • Contact title company to make aware of disbursement. • Work as a team member so that the borrower has a pleasant and easy escrow experience. • Scan all loans into computer data base to have copies of all transactions.

• Final Document Specialist

  • Oct 2017 - Feb 2020

  Nottingham, Maryland, United States • Work hand in hand with investors and title companies to successfully transfer all home loans to new servicers. • Use computer programs such as word, excel, encompass and outlook to perform daily workload. • Independently review and request any documentation needed from Title Company. • Perform an in depth review of documents to ensure that they are completed, signed and contain all necessary riders/endorsements. • Ship final documents to corresponding investor to remain in… Show more • Work hand in hand with investors and title companies to successfully transfer all home loans to new servicers. • Use computer programs such as word, excel, encompass and outlook to perform daily workload. • Independently review and request any documentation needed from Title Company. • Perform an in depth review of documents to ensure that they are completed, signed and contain all necessary riders/endorsements. • Ship final documents to corresponding investor to remain in compliance.