Experience

Debt Collection Agency JSC
• Bulgaria
• Financial Services
• 1 - 100 Employee
• Senior Expert Corporate and Secured Claims

  • Jan 2019 - Present

Investbank Bulgaria
• Banking
• 1 - 100 Employee
• Senior Expert Problem loans

  • Jun 2018 - Dec 2018


Cargill

• United States
• Food and Beverage Manufacturing
• 700 & Above Employee

• Collections Specialist

  • Aug 2017 - Dec 2017

  - A key role in the management and control of the Accounts Receivables ledger for respective Business Unit and general working capital control. - Proactive collection of receivables in order to maintain working capital levels and ensure invoices are paid according to the set terms. - Liaising with the Credit Risk team to provide information related to the order release process and to ensure credit limits are not exceeded. - Weekly processing of various reports, including accounts receivables aging and dispute reports. - Organizing and participating in regular meetings with the Business Unit to communicate and escalate account issues, and to make actions plans going forward. Show less



Piraeus Bank

• Greece
• Banking
• 700 & Above Employee

• Senior Expert in Corporate and SME Workout Department

  • Dec 2015 - Aug 2016

  Actions related to overdue and problem business loans, including: - Monitoring and control over the problem loans and precise analyze/evaluation of collect ability based on assets value, market, liquidity of collateral; - Deals negotiations for restructurings, recovery, debt assignments, selling of pledges and debtor’s assets etc.; - Negotiating with customers and deals making, leading of negotiations with debtors (managers and owners), investors, buyers, syndics, liquidators, private or state judge executors, court officers, security guards, appraisers; - Preparing of collection strategies for workout cases of not services expositions in the portfolio of the Bank; - Leading court actions strategy and activity together with Legal advisors – Insolvency procedures, executive cases, Special pledge executions. - Pledged assets and property management – proposes assets acquiring, debt to asset swaps, debt to equity swaps, attracting of investors, organization of measures for protection of the securities; - Providing reports; - Reporting problem loans to the Workout Committee; - Control over the completion of the decisions of the Workout Committee and coordinating of the activities of the responsible units; - Participating in inventories and public tenders of mortgaged in favor of the Bank assets; Show less



Bulgarian Development Bank

• Bulgaria
• Financial Services
• 1 - 100 Employee

• Chief Expert Problem loans

  • Jul 2010 - Jul 2014

  All actions related to overdue and problem business loans, including: - Monitoring, preventive and follow - up control over the problem loans; - Negotiating with customers and deals making, leading of negotiations with debtors (managers and owners), investors, buyers, syndics, liquidators, private or state judge executors, court officers, security guards, appraisers; - Preparing of collection strategies; - Preparing of proposals for renegotiation, restructure and out of court agreements of the problem exposures; - Providing reports; - Reporting problem loans to the Management Board; - Participating in inventories and public tenders of mortgaged in favor of the Bank assets; - Managing of acquired by the Bank assets (creating of management strategies and strategies for rentals and sale); - Participating in creation of procedures and rules for collection of problem loans and for management of acquired assets (real estates) in compliance with the Bank’s policies. Show less

• • Apr 2008 - Apr 2010

  Actions related to overdue and problem business loans, including:- Control over the assigned tasks and targets in the team;- Monitoring and control over the completion of the decisions of the Problem Loans Committee and coordinating of the activities of the responsible units;- Monitoring and control over the problem loans;- Establishing good relationships with the borrowers;- Negotiating for assignment of problem receivables;- Preparing of collection strategies;- Preparing of documents and proposals for legal and management review;- Providing reports;- Reporting problem loans to the Problem Loans Committee;- Participating in inventories and public tenders of mortgaged in favor of the Bank assets;- Participating in creation of procedures and rules for collection of problem loans in compliance with the Bank’s policies. Show less

• • Aug 2006 - Apr 2008



Societe Generale Expressbank

• Bulgaria
• Banking
• 1 - 100 Employee

• Back Office and Retail Problem loans

  • Aug 2005 - Aug 2006

  - Executing operations related to loans of individuals; - Monitoring and collection of retail problem loans; - Leading of negotiations with debtors for restructuring, voluntary payments; - Reports on each overdue credit; - Preparing of the necessary documents for further legal actions, including applications for a writ of execution. - Leading court actions strategy and activity together with Legal advisors. - Executing operations related to loans of individuals; - Monitoring and collection of retail problem loans; - Leading of negotiations with debtors for restructuring, voluntary payments; - Reports on each overdue credit; - Preparing of the necessary documents for further legal actions, including applications for a writ of execution. - Leading court actions strategy and activity together with Legal advisors.