Emil Canchola

Sr. Loan Consultant at Total Quality Lending
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Location
US

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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Sr. Loan Consultant
      • Jul 2019 - Present
    • Loan Advisor
      • Jan 2019 - Jun 2019
    • United States
    • Leasing Real Estate
    • Sales Manager
      • Aug 2011 - Jan 2018

      Individual licenses | National - 396947 Individual licenses | National - 396947

    • United Kingdom
    • Real Estate
    • Real Estate Agent
      • Apr 2011 - Jul 2011

      Hold OPENHOUSE to pull in clients off the street and either sell them my listing or find them another to buy. Worked to get the properties ready for turn-key purchase. Setting up construction crews to make sure we met deadlines to keep projects on schedule. Hold OPENHOUSE to pull in clients off the street and either sell them my listing or find them another to buy. Worked to get the properties ready for turn-key purchase. Setting up construction crews to make sure we met deadlines to keep projects on schedule.

    • Manager
      • Apr 2008 - Jun 2008

      Helped to create and build relationships with lenders to help increase the productivity of the loan MOD process. Had a team of 8 that followed new and changing protocol to teach to new employees. Helped to create and build relationships with lenders to help increase the productivity of the loan MOD process. Had a team of 8 that followed new and changing protocol to teach to new employees.

    • Loan Officer | Manager
      • Oct 2007 - Mar 2008

      Handle between 30-70 in bound calls a day. Would pre-qualify client based on LTV and goals for gaining a better financial footing in this difficult economy. Would follow up on leads that I generated to push business in the door and always worked to be #1 in sales numbers. Handle between 30-70 in bound calls a day. Would pre-qualify client based on LTV and goals for gaining a better financial footing in this difficult economy. Would follow up on leads that I generated to push business in the door and always worked to be #1 in sales numbers.

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Mortgage | Sales Manager
      • May 2007 - Sep 2007

      Restructured the flow and tracking of pipeline to increase the communication between escrow, Realtors, and builders. Pre-underwrote files before going into processing to help ensure a fast processing time. Worked with 8 LO’s and over 100 Realtors. Restructured the flow and tracking of pipeline to increase the communication between escrow, Realtors, and builders. Pre-underwrote files before going into processing to help ensure a fast processing time. Worked with 8 LO’s and over 100 Realtors.

    • Real Estate
    • 1 - 100 Employee
    • Loan Sales Manager
      • Jun 2005 - May 2007

      I was responsible for assisting in closing loans, hiring and firing of employees, setting goals and overall supervision of the loan process internally. My team on the high end had 13 employees and ran a consistent pipeline of 70 loans closing 45-55 each month. Worked with each LO to always improve on their production and skill level. My team was routinely #1. I was responsible for assisting in closing loans, hiring and firing of employees, setting goals and overall supervision of the loan process internally. My team on the high end had 13 employees and ran a consistent pipeline of 70 loans closing 45-55 each month. Worked with each LO to always improve on their production and skill level. My team was routinely #1.

    • Branch Manager
      • Jun 2001 - May 2005

      I began my experience with The Burford Group as a loan officer. I soon showed management that I was in a position to close not only my loans, but also those of new hires and other loan officers. This led to my being appointed Branch Manager. In this position I was responsible for training new loan officers, underwriting their loans, closing their borrowers and assisting them through the loan process, at the same time working my own personal pipeline of borrowers. I began my experience with The Burford Group as a loan officer. I soon showed management that I was in a position to close not only my loans, but also those of new hires and other loan officers. This led to my being appointed Branch Manager. In this position I was responsible for training new loan officers, underwriting their loans, closing their borrowers and assisting them through the loan process, at the same time working my own personal pipeline of borrowers.

Education

  • University of California, Santa Cruz
    Bachelor's Degree Biology, Molecular, Cellular, and Developmental Biology
    1993 - 1997
  • Video Symphony
    Editing
    2009 - 2011

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