Emerson Wright
Credit Analyst at Katahdin Trust- Claim this Profile
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French Professional working proficiency
Topline Score
Bio
Experience
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Katahdin Trust
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United States
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Banking
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1 - 100 Employee
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Credit Analyst
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Nov 2019 - Present
I review financial statements and tax returns to perform financial statement and repayment analyses on commercial borrowers to determine credit quality and risk. In addition, I assist with commercial loan workouts. From time to time, I also review real estate appraisals and evaluations to determine reasonableness. During the pandemic, I reviewed SBA PPP loan forgiveness application requests and supporting documents.
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Customer Service Representative
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May 2015 - Nov 2019
I sold and cross sold the Bank's products and services to new and existing customers, responded to customers' questions about their accounts, performed account maintenances, handled transaction requests and disputes, and assisted on the teller line as needed.
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Retail Services Assistant
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Dec 2013 - May 2015
I traveled as needed between various branches in Katahdin Trust's northern market to ensure adequate staff coverage in these branches. My responsibilities primarily included working as a bank teller and/or customer service representative depending on the day and location.
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S.W. Collins Company
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United States
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Retail
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1 - 100 Employee
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Sales
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Mar 2013 - Dec 2013
Part-time seasonally during undergrad and then full time for about a year, I worked in sales for a locally owned lumber yard and hardware store. I assisted customers, mixed paint, made small deliveries to job sites, etc. I received some training on construction practices and product knowledge. Part-time seasonally during undergrad and then full time for about a year, I worked in sales for a locally owned lumber yard and hardware store. I assisted customers, mixed paint, made small deliveries to job sites, etc. I received some training on construction practices and product knowledge.
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Education
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University of Maine
Master of Business Administration - MBA, Business Administration and Management, General -
Center for Financial Training & Education Alliance
Diploma, Banking/General -
University of Maine at Presque Isle
Bachelor of Science - BS, Secondary Education and Teaching -
University of Maine at Presque Isle
Bachelor of Arts - BA, International Studies - History