Manager of Regulatory Compliance

• Mar 2022 - Present

Senior Regulatory Compliance

• Sep 2021 - Present

Compliance Specialist

• Aug 2018 - Present

A&L Regulatory Compliance

• Dec 2009 - 2018

• Specializes in regulatory issues related to US states higher and lower education agencies and accrediting agencies. • Major function is to coordinate, prepare and review regulatory submission applications with US states higher and lower education agencies and accrediting agencies. • Maintains 25-125 schools up to date with current recertification and license to operate with all states. • Provides technical review of data and reports that will be incorporated into regulatory submissions to assure the accuracy and clarity of the quarterly and annual student enrollment, outcome and placement reports with states and accreditor. • Meets deadlines for submission of new program offerings and revisions with state, allied health boards, institutional accreditors and programmatic accreditors. • Processes new and renewal agent/solicitor/representative applications for state and accreditor licensure. • Serves as liaison between states, accreditor, campus and agents across the nation to compile their qualification materials to get them approved with state and accreditors for soliciting. • Maintains current knowledge base of existing and emerging regulations, standards, or guidance documents. • Interprets regulatory rules or rule changes and ensure that they are communicated through corporate policies and procedures. • Tracks and maintains documentation in an electronic database on the corporate intranet that may be searched by school staff and affiliated partners. • Obtains and distributes updated information regarding domestic laws, guidelines, and/or standards. • Aides in student services department taking calls for student complaints and rerouting them to the corresponding departments. • Researches and creates tickets for student complaints and services. • Maintains accurate active bond inventory for all schools; including tracking, renewing, cancelling, and notarizing all bonds, bond riders, verification certificates, continuation certificates and bond invoices.

Mortgage Loan Officer

• Feb 2003 - 2010

 Sales- residential mortgage loan originator for purchase, refinance and cash out loans for real estate transactions. • Experience in conventional, conforming and non-conforming loans.  Process files for new mortgages, conventional and government backed loans (FHA, VA).  Answers high volume of incoming calls.  Complies with timely delivery of mortgage disclosures.  Coordinates with third parties for property inspections, appraisals, signing of documents and funding. • Analyzes applicants' financial status, credit report, and property evaluation to determine possibility of granting loans. • Obtains and compiles copies of loan applicants' credit histories, financial statements, and other qualifying financial information. • Meets with applicants to obtain loan application information and to answer questions about the process. • Presents and explains to customers the different types of loan products and credit options that are available, as well as the terms of those services. • Review loan agreements to ensure that they are complete and accurate according to policy. • Pre-underwrites loans within specified limits, and refers loan applications outside those limits to management for approval. • Handles customer complaints and take appropriate action to resolve them. • Stay informed of new loan types and other financial services and products that offer the best benefits to better meet customers' needs. • Submit applications to credit analysts for verification and recommendation. • Compute payment schedules.  Analyze potential loan markets and develop referral networks to locate prospects for loans including cold calling/telemarketing and telephone sales. • Set credit policies, credit lines, procedures and standards in conjunction with senior managers. • Work with clients to identify their financial goals and to find ways of reaching those goals.

Human Resources Administrative Assistant

• Sep 2008 - Dec 2009

 Daily greetings of new employees, applicants and business partners.  Process and review employment applications to evaluate qualifications or eligibility of applicants.  Interview job applicants to obtain and verify information used to screen and evaluate them.  Select applicants meeting specified job requirements and refer them to hiring personnel.  Prepare and set up for new employee orientations.  Gather personnel records from other departments or employees.  Assists front desk with answering high volume calls, multiline phones and other front desk activities.  Maintain daily call in log and sign in log.  Schedules and coordinates dates and time for employee specific job training and other drug testing as required by employer.  Tracks and maintains the HR Manager’s calendar.  Inputs all background checks through Liberty Screening and social security verifications through E-verify I-9.  Process, verify, and maintain personnel related documentation, including staffing, recruitment, training, grievance, performance evaluation, classification, and employee leaves of absence.  Records data for individual employees, including information such as addresses, weekly earnings, absences, amount of sales/production, performance reports, dates of and reasons for terminations.  Explains company personnel policies, benefits and other procedures to employees or job applicants.  Aids in dispatching employees to begin work in a timely manner.  Search employee files to obtain information for authorized persons and organizations, such as credit bureaus and finance companies.  Compiles and prepares reports and documents pertaining to personnel activities.  Inform job applicants of their acceptance or rejection of employment.  Constant communication with site location time keepers in different refineries.  Arrange for advertising or posting of job vacancies and notifies eligible workers of position availability.

Loan Officer

• Feb 2003 - Feb 2005

 Sales- residential mortgage loan originator for purchase, refinance and cash out loans for real estate transactions. • Experience in conventional, conforming and non-conforming loans.  Process files for new mortgages, conventional and government backed loans (FHA, VA).  Answers high volume of incoming calls.  Complies with timely delivery of mortgage disclosures.  Coordinates with third parties for property inspections, appraisals, signing of documents and funding. • Analyzes applicants' financial status, credit report, and property evaluation to determine possibility of granting loans. • Obtains and compiles copies of loan applicants' credit histories, financial statements, and other qualifying financial information. • Meets with applicants to obtain loan application information and to answer questions about the process. • Presents and explains to customers the different types of loan products and credit options that are available, as well as the terms of those services. • Review loan agreements to ensure that they are complete and accurate according to policy. • Pre-underwrites loans within specified limits, and refers loan applications outside those limits to management for approval.