Experience

Hilltop Holdings

• United States
• Financial Services
• 200 - 300 Employee

• Senior Vice President, Counterparty Risk Management

  • 2021 - Present

  Led the design and implementation of an integrated Counterparty Risk program across Hilltop Holdings partnering closely with each Line of Business CEO and their executive team along with key risk committees within the Line of Business, Hilltop Holdings and Board of Directors. Engaged with stakeholders in Audit, Treasury, Finance, Risk Analytics and Credit. Interactions with regulators providing vision of platform and progress towards implementation. Led the design and implementation of an integrated Counterparty Risk program across Hilltop Holdings partnering closely with each Line of Business CEO and their executive team along with key risk committees within the Line of Business, Hilltop Holdings and Board of Directors. Engaged with stakeholders in Audit, Treasury, Finance, Risk Analytics and Credit. Interactions with regulators providing vision of platform and progress towards implementation.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Managing Director - Head of Oversight, Enterprise Counterparty Risk Management

  • 2018 - 2021

  Manage Oversight group within Enterprise Counterparty Risk Management . This de novo position required: 1) Establishment and implementation of an enterprise wide counterparty credit oversight function. 2) Leading a diverse team of risk management professionals working with key lines of business that originate and manage counterparty credit risk in the areas of Wholesale Corporate Banking, Wells Fargo Securities, Wealth and Investment Management and Consumer Lending Group. 3) Ensuring adherence to all applicable risk enterprise and regulatory requirements. 4) Providing challenge and influence as second line of defense 5) Working with key stakeholders across the Enterprise Counterparty Risk Management leaders, Front Office Management, Compliance, Legal and Operations, as well as, various regulatory groups Show less



Santander Consumer USA

• United States
• Financial Services
• 700 & Above Employee

• Senior Vice President - Governance and Policy

  • 2014 - 2018

  Oversight of Credit Risk Framework, including application of corporate standards and principles in conjunction with risk monitoring and related analysis, counterparty oversight and reporting. Critical interaction with line of business, regulators, auditors, finance and treasury ensuring compliance with framework and policies. Oversight of Credit Risk Framework, including application of corporate standards and principles in conjunction with risk monitoring and related analysis, counterparty oversight and reporting. Critical interaction with line of business, regulators, auditors, finance and treasury ensuring compliance with framework and policies.



Federal Home Loan Bank of Dallas

• Banking
• 100 - 200 Employee

• Director - Credit Risk

  • 2012 - 2013

  Director, Credit Risk 2012 – 2013 Responsible for overall credit risk management. Evaluated and managed credit risk posed by the Bank’s financial institution focused borrowers and counterparties, investments, mortgage assets, derivatives and any other credit exposures. • Voting member of Credit Risk, Disclosure, Operational Risk, Executive Management and Asset Liability Committees. Interim Chief Risk Officer with responsibility for credit, market and operational risk Director, Credit Risk 2012 – 2013 Responsible for overall credit risk management. Evaluated and managed credit risk posed by the Bank’s financial institution focused borrowers and counterparties, investments, mortgage assets, derivatives and any other credit exposures. • Voting member of Credit Risk, Disclosure, Operational Risk, Executive Management and Asset Liability Committees. Interim Chief Risk Officer with responsibility for credit, market and operational risk



Bank of America

• United States
• Banking
• 700 & Above Employee

• Operational Risk Executive - Global Commercial Banking

  • 2010 - 2012

  Initial build out and development of operational risk team focused on people, process, systems and event risk for the Global Commercial Bank focused on U.S. Middle Market and Specialty lending areas. • Sole Operational Risk Manager to also hold top tier credit approval authority

• Regional Financial Institutions Risk Executive

  • 2008 - 2010

  Risk responsibility for U.S. financial institutional. Parallel inclusion in Consumer Risk Management team for Bank of America Home Loans correspondent activities.

• Capital Markets Credit Risk Manager

  • Dec 2007 - Dec 2008

  Supervised team of underwriters covering capital markets dependent companies with focus on asset based lending, highly structured financing vehicles and derivative financial needs, including European based companies.