Elizabeth Frangiosa

Loan Workout Specialist II at Enterprise Bank (Enterprise Bancorp)
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Contact Information
us****@****om
(386) 825-5501
Location
North Andover, Massachusetts, United States, US
Languages
  • French -

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Credentials

  • Florida Bar
    -
  • Massachusetts Bar
    -

Experience

    • United States
    • Banking
    • 300 - 400 Employee
    • Loan Workout Specialist II
      • Aug 2019 - Present

      • Manage loan portfolio of delinquent commercial loans• Track bankruptcies & attachments to preserve bank rights and claims• Monitor collection of charged off loans• Negotiate forbearance agreements & workout plans for troubled borrowers

    • Commercial Portfolio Manager
      • May 2018 - Jul 2019

      • Monitor existing loan portfolio including the review of financial statements and credit reports• Perform credit analysis of new loans, and prepare & review loan write-ups• Prepare CIT Requests, assumption agreements and conduct title & UCC searches• Research and prepare credit & legal memos regarding potential & current borrowers• Review contracts, leases, SNDA’s, & research perfecting liens on collateral

    • Commercial Loan Admin III
      • Nov 2013 - Apr 2018

      • Trained in Special Assets Department (4 months)• Trained in Credit Department (5 months)• Prepared loan write-ups, CIT Requests & Letters of Credit • Reviewed and processed commercial loan documents

    • Real Estate Attorney
      • Jan 2012 - Nov 2013

      • Established law firm with emphasis on real estate and personal injury law • Prepared title examinations & served on the Regency at Methuen Board of Trustees • Volunteered on the Legal Services Elder Law Project & Housing Court LL/Tenant Program • Established law firm with emphasis on real estate and personal injury law • Prepared title examinations & served on the Regency at Methuen Board of Trustees • Volunteered on the Legal Services Elder Law Project & Housing Court LL/Tenant Program

    • Law Practice
    • 300 - 400 Employee
    • Staff Attorney
      • Mar 2008 - Dec 2011

      • Represented large corporate clients including Philip Morris USA in complex commercial litigation • Responsible for the management of document projects, legal and factual research, preparing memoranda of law and the analysis of discovery on ESI databases • Represented large corporate clients including Philip Morris USA in complex commercial litigation • Responsible for the management of document projects, legal and factual research, preparing memoranda of law and the analysis of discovery on ESI databases

    • United States
    • Law Practice
    • 1 - 100 Employee
    • Paralegal
      • Oct 2004 - Aug 2007

      • Handled over 200 single and multi-site commercial real estate closings for GE Capital • Prepared lease and loan documents, closing documents and UCC Statements • Reviewed due diligence, purchase contracts, title commitments and surveys • Responsible for settlement statement preparation and post-closing issue resolution • Handled over 200 single and multi-site commercial real estate closings for GE Capital • Prepared lease and loan documents, closing documents and UCC Statements • Reviewed due diligence, purchase contracts, title commitments and surveys • Responsible for settlement statement preparation and post-closing issue resolution

    • Attorney
      • Oct 1998 - Jul 2002

      • Responsible for residential and commercial real estate closings for the City of Lawrence • Conducted contract negotiation, title review, UCC searches and loan document preparation • Handled deficiency collections on defaulted loans, asset searches and loan workouts • Responsible for residential and commercial real estate closings for the City of Lawrence • Conducted contract negotiation, title review, UCC searches and loan document preparation • Handled deficiency collections on defaulted loans, asset searches and loan workouts

    • Attorney
      • Jun 1995 - Oct 1998

      Established and operated law office. Experience includes the preparation and execution of residential and commercial real estate closings, including document preparation, title searches, as well as, handling zoning petitions and hearings, social security hearings, criminal defense litigation and the representation of large real estate developer’s collection matters. In addition handled personal injury claims including case evaluations, demand letter preparation, claim negotiation, as well as, the preparation of pleadings, research and writing memoranda of law, handling motions, and hearings. Show less

    • Attorney
      • Jun 1993 - May 1995

      Represented Andover Bank in residential real estate closings, commercial foreclosures, deficiency collections and related bankruptcy motions Responsible for all aspects of personal injury claims, including the preparation of pleadings, research and writing memoranda of law, handling motions, depositions, hearings, and trials. Represented Andover Bank in residential real estate closings, commercial foreclosures, deficiency collections and related bankruptcy motions Responsible for all aspects of personal injury claims, including the preparation of pleadings, research and writing memoranda of law, handling motions, depositions, hearings, and trials.

Education

  • Regis College
    B.A., Political Science
  • Suffolk University Law School
    J.D., Law

Community

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