Elaine Manfredi
Assistant Vice President/Senior Mortgage Consultant at Wakefield Co-operative Bank- Claim this Profile
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Peggy Dowcett
I have worked with Elaine multiple times and she has been a great help, always well prepared and reliable. I would highly recommend her for all things finance.
Lauren Tetreault
Elaine is a go-to person for all things finance. I have recommended her to countless buyer clients of mine because I know she is diligent, thorough and thoughtful. A prime example is a client I was recently working with - I recommended he go to Elaine for their financing. He called me the next day to say "wow - I emailed her after business hours and I heard back from her before the next business day. What type of banker is this?". He continues to be delighted with her service. I have worked with Elaine on difficult to finance properties and have been so impressed by her absolutely unflappable nature. She is never flustered by challenges in the workplace (and let's face it - real estate and finance have been a challenging place to work in recent years!). She is also honest and realistic with buyers. I love that she looks out for my clients’ financial well-being by not encouraging over extending financially. She is a perfect business partner for someone like me who holds all my business associates to extremely high ethical standards.
Peggy Dowcett
I have worked with Elaine multiple times and she has been a great help, always well prepared and reliable. I would highly recommend her for all things finance.
Lauren Tetreault
Elaine is a go-to person for all things finance. I have recommended her to countless buyer clients of mine because I know she is diligent, thorough and thoughtful. A prime example is a client I was recently working with - I recommended he go to Elaine for their financing. He called me the next day to say "wow - I emailed her after business hours and I heard back from her before the next business day. What type of banker is this?". He continues to be delighted with her service. I have worked with Elaine on difficult to finance properties and have been so impressed by her absolutely unflappable nature. She is never flustered by challenges in the workplace (and let's face it - real estate and finance have been a challenging place to work in recent years!). She is also honest and realistic with buyers. I love that she looks out for my clients’ financial well-being by not encouraging over extending financially. She is a perfect business partner for someone like me who holds all my business associates to extremely high ethical standards.
Peggy Dowcett
I have worked with Elaine multiple times and she has been a great help, always well prepared and reliable. I would highly recommend her for all things finance.
Lauren Tetreault
Elaine is a go-to person for all things finance. I have recommended her to countless buyer clients of mine because I know she is diligent, thorough and thoughtful. A prime example is a client I was recently working with - I recommended he go to Elaine for their financing. He called me the next day to say "wow - I emailed her after business hours and I heard back from her before the next business day. What type of banker is this?". He continues to be delighted with her service. I have worked with Elaine on difficult to finance properties and have been so impressed by her absolutely unflappable nature. She is never flustered by challenges in the workplace (and let's face it - real estate and finance have been a challenging place to work in recent years!). She is also honest and realistic with buyers. I love that she looks out for my clients’ financial well-being by not encouraging over extending financially. She is a perfect business partner for someone like me who holds all my business associates to extremely high ethical standards.
Peggy Dowcett
I have worked with Elaine multiple times and she has been a great help, always well prepared and reliable. I would highly recommend her for all things finance.
Lauren Tetreault
Elaine is a go-to person for all things finance. I have recommended her to countless buyer clients of mine because I know she is diligent, thorough and thoughtful. A prime example is a client I was recently working with - I recommended he go to Elaine for their financing. He called me the next day to say "wow - I emailed her after business hours and I heard back from her before the next business day. What type of banker is this?". He continues to be delighted with her service. I have worked with Elaine on difficult to finance properties and have been so impressed by her absolutely unflappable nature. She is never flustered by challenges in the workplace (and let's face it - real estate and finance have been a challenging place to work in recent years!). She is also honest and realistic with buyers. I love that she looks out for my clients’ financial well-being by not encouraging over extending financially. She is a perfect business partner for someone like me who holds all my business associates to extremely high ethical standards.
Experience
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Wakefield Co-operative Bank
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United States
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Banking
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1 - 100 Employee
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Assistant Vice President/Senior Mortgage Consultant
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Mar 2017 - Present
Specializing in a wide array of mortgage financing; including Jumbo portfolio fixed and ARM programs, conventional fixed and ARM's, bridge financing, construction and rehab loans, home equity lines of credit, and all Mass Housing Programs. Works with developers to create special financing programs for end loans on condo projects. Specializing in a wide array of mortgage financing; including Jumbo portfolio fixed and ARM programs, conventional fixed and ARM's, bridge financing, construction and rehab loans, home equity lines of credit, and all Mass Housing Programs. Works with developers to create special financing programs for end loans on condo projects.
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Northern Bank & Trust
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United States
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Investment Management
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Assistant Vice President/Residential Loan Officer
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May 2014 - Mar 2017
Assists borrowers throughout the homebuying or refinancing process. Specializes in finding the best mortgage program to fit your needs. Offers customized solutions for non-warrantable condos, construction loans, bridge financing and investment properties. Offering great rates for conforming and jumbo mortgages, Mass Housing, FHA, and portfolio loans. NMLS #175287 Assists borrowers throughout the homebuying or refinancing process. Specializes in finding the best mortgage program to fit your needs. Offers customized solutions for non-warrantable condos, construction loans, bridge financing and investment properties. Offering great rates for conforming and jumbo mortgages, Mass Housing, FHA, and portfolio loans. NMLS #175287
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Senior Mortgage Consultant
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Jun 2011 - May 2014
Specializing in a wide array of mortgage financing; including Jumbo portfolio fixed and ARM programs, conventional fixed and ARM's, bridge financing, construction and rehab loans, home equity lines of credit, and all Mass Housing programs. Now offering commercial and mixed use financing up to 6 units. Specializing in a wide array of mortgage financing; including Jumbo portfolio fixed and ARM programs, conventional fixed and ARM's, bridge financing, construction and rehab loans, home equity lines of credit, and all Mass Housing programs. Now offering commercial and mixed use financing up to 6 units.
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Senior Loan Officer
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Apr 2009 - Jun 2011
Mortgage Consultant for Coldwell Banker Real Estate offices. Specializing in both purchases and refinances. All types of mortgage products available; including Jumbo, FHA, VA and Mass Housing Loans. Mortgage Consultant for Coldwell Banker Real Estate offices. Specializing in both purchases and refinances. All types of mortgage products available; including Jumbo, FHA, VA and Mass Housing Loans.
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TD Banknorth
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United States
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Investment Management
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1 - 100 Employee
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AVP Business Development & Sales Manager
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Aug 2006 - Apr 2009
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Loan Officer
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Dec 2005 - Aug 2006
Responsible for Mortgage Loan Origination for mortgage company and bank. Responsible for Mortgage Loan Origination for mortgage company and bank.
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MSA Mortgage
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United States
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Financial Services
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1 - 100 Employee
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Loan Officer
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Apr 2004 - Jun 2005
Responsible for Mortgage Loan Origination in six Century 21 Real Estate Offices. Responsible for Mortgage Loan Origination in six Century 21 Real Estate Offices.
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Cambridge Savings Bank
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United States
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Banking
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300 - 400 Employee
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Assistant Vice President/Corporate Services
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2002 - 2004
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Watertown Savings Bank
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Banking
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1 - 100 Employee
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Business Development Manager
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Aug 2001 - Nov 2002
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Bay State Federal Bank
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United States
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Accounting
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Vice President of Marketing and Sales
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Jan 1998 - Jun 2001
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Assistant Vice President
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1985 - 1998
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Education
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Bentley University
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Watertown High