Experience

Kreston Awni Farsakh & Co.

• United Arab Emirates
• Accounting
• 1 - 100 Employee

• External Auditor & Tax Specialist (Tax Audit)

  • Sep 2022 - Present



KPMG

• Canada
• Accounting
• 700 & Above Employee

• Tax Consultant

  • Dec 2021 - Jun 2022

  Key responsibilities: •Preparation of the annual newsletter. •Computation of the Corporate Income Tax (CIT). •Tax and Legal advisor; entities forwarding inquiries and I am supposed to assist in responding to their concerns, according to Algerian regulations. •Reviewing the dispatched contracts and giving feedback. Key responsibilities: •Preparation of the annual newsletter. •Computation of the Corporate Income Tax (CIT). •Tax and Legal advisor; entities forwarding inquiries and I am supposed to assist in responding to their concerns, according to Algerian regulations. •Reviewing the dispatched contracts and giving feedback.



Albaraka Islamic Bank

• Pakistan
• Banking
• 500 - 600 Employee

• Bank Accountant

  • Jun 2021 - Dec 2021

  -Trained in other departments; Budgeting, Internal Sharia Audit, and Department of Legal Affairs & Disputes. Key Responsibilities: •Introduction to Bank Domiciliation. •Introduction to KYC (Know Your Customer). •Experience in International trade finance (SWIFT): • Documentary Credit, Documentary Collection and Free Transfer. • Verification of documents requested for LC so as to determine the discrepancies and deal with them: o Commercial Documents. o Shipping Documents. o Insurance Documents. o Financial Documents. o Official documents required by the buyer/importer’s country (Certificate of Origin, Certificate of Free Marketing & Conformity Certificate). •Accounting for Letters of Credit (LC) transactions (Journal Entries). •Introduction to the main categories of Islamic financial instruments. •Dealing with iMAL Enterprise Islamic Banking & Investment System. •Process of Exportation. •Introduction to line of credits. •Studies related to difference between classic and Islamic banking. •The process of financing (basis to make financing decisions). •Assessing the creditworthiness of the customer (i.e. Repayment capacity calculations). •How to choose the Islamic financing that suits the client demands best. •Analysis of the Financial Statements and Budgeting. •When to classify the client as a bad debt (according to Central Bank of Algeria Regulations). Studies related to the types of banking guarantees in addition to collection & approval of guarantees. •Process to how legal advices take place internally. •The planning of Auditing for the year (for branches as well as departments). •Studies related to whom the Internal Auditors should be and their roles & duties towards The Accounting and Auditing Organization for Islamic Financial Institutions(AAOIFI) and Islamic Sharia. •Computation of the profit related to saving account holders. •Computation of amount participated by the bank’s clients as a portion of the bank financing.



Gulf Bank Algérie

• Algeria
• Banking
• 500 - 600 Employee

• Finance Officer

  • Oct 2020 - Jun 2021

  - Departments ; Financial Reporting, Treasury, Accounting & Tax, Control Accounting, Budget & planning, International Trade and Audit Department. Key Responsibilities: •Preparing Invoices. •Tax monthly Computation for the government (Salary taxes for both foreign & national citizens, Bonus taxes and VAT (Value Added Taxes). •International Financial Reporting Standards 9 Impairment. •Amortization Computation. •Transforming of Bank clients from one branch to another. •Provision Account for taxes. •Dealing with damaged currencies with the Central Bank. •Account Analysis. •Annulation of daily operation. •Verification of local invoices. •Verification of the financial transactions undertaken by the bank’s system. •Money Market Transactions in Thomson Reuters system. •Preparing Financial Statements for Tax purposes. •Provision Account for bad debts. •Reconciliations of Inventory. •Preparing the daily balance for the Treasury Department. •Calculation of the Legal Reserve. •Calculating the Liquidity Ratio. •Preparing the Cost-Saving Annual Budget for Operating Expenses . •Preparing Quarterly & Monthly Local Financial Reports. •Preparing Budget Dashboard. •Preparing Asset-Liability Committee Report. •Preparing & Controlling the Budget. •Preparing Performance Report for each branch of the bank. •Long Range Planning. •Preparing Financial Statements for Financial Reporting purposes. •Internal Auditing. •Computation of Capital Adequacy Ratio. •Calculating Liquidity Gap. •Maintaining financial information database. •Preparing Monthly payroll statements. •Procedures to open Letters of Credit & treat it within SWIFT. o Demand of opening Letters of Credit. o Application for Amendment of the Letter of Credit . o Settlement of Letter of Credit. •Documentary Collection process & payment using SWIFT. •Financial Guarantees. •Correspondent Banking.



Ooredoo Algerie

• Algeria
• Telecommunications
• 700 & Above Employee

• Financial Accountant

  • Nov 2019 - Apr 2020

  Key Responsibilities: •Tax Computation. •Discount Computation. •Sales Commission Computation. •Preparation of Bank Reconciliation. •Preparation of Financial Statements. •Preparing journal entries (oracle). •Preparation of AP & AR Invoices; with and without taxes & Shipping invoices (Using Oracle). •Electronic payment & Wire Transferring. •.Depreciation of Fixed Asset ( Using Oracle). •Branch, Accounts & Stock Reconciliation (Using Oracle). •Coding of Projects, Sites, Products, etc. (Using Oracle). •Preparing the monthly reports for instance Aging Report, payroll statement & Average per revenue user report (Using Oracle). •Performing Internal Control over Financial Report & preparing Internal Control Monitoring Report. •Performing Internal Audit. •Preparing Debit & Credit memo. •Budget Control. •Checks & Cash Treatment.