Experience

The Tips Global Institute
• India
• Education Management
• 1 - 100 Employee
• Advisor ,Visting Faculty

  • Sep 2021 - Present


Athena Education Investment,UAE

• Director New Initiatives

  • Feb 2020 - Present

• Director, Group Head HR

  • Jan 2018 - Feb 2020



National Bank of Abu Dhabi

• United Arab Emirates
• Banking
• 700 & Above Employee

• Director – Local Corporates, Dubai

  • Apr 2014 - Jan 2018

  • Managing a newly formed team with a mandate to effectively market local corporates and enhance NBAD’s share in Dubai, conforming to bank’s laid down credit acceptance criteria and policies of Commercial Mid-Market. • Managing a portfolio of AED 2 Bio with revenue of AED 32 Mio in 2016. Special assignments in NBAD • In May 2015, prepared a ‘Quick credit review report on Foodstuff Trading portfolio of Commercial Banking’ with suggestions for dynamic monitoring of the portfolio and was presented to the Credit Risk Committee. • In Aug 2015, was deputed for a brief period of two months as ‘Interim CRO’ to NBAD Mumbai branch. • Was involved with the products team in the development of ‘Early Warning Alert module for commercial’ which was implemented in Nov’16.



Abu Dhabi Commercial Bank

• United Arab Emirates
• Banking
• 700 & Above Employee

• Head Extended Target Market, ADCB Corporate

  • Jun 2004 - Apr 2014

  • Providing leadership to the focussed coverage team for the KSA, Oman and India Linked businesses.• Effectively managed existing relationships and developed new business in line with the Bank’s strategy for the market; developed a strategy for the different markets.• Broadened the relationship with the top tier corporate relationships in the target market and grown the book as per the strategy of the Bank.• The responsibilities also include covering the special division of Exchange Houses.

• Unit Manager -Corporate, Trading,Manufacturing and Services Segment,Dubai Corporate

  • Apr 2006 - Jun 2012

• Senior Account Manager- Credit Division ,Head Office

  • Jun 2004 - Apr 2006

  Credit appraisal ,risk assessment of a corporate portfolio.


National Bank of Dubai
• Banking
• 200 - 300 Employee
• Manager Branch Advances

  • Jun 2000 - Jun 2004


State Bank of India

• India
• Banking
• 700 & Above Employee

• Manager Credit

  • Apr 1997 - Jun 2000

  Manager credit at Leather Internationsl Branch -Chennai, a dedicated branch of the Bank for leather exporters.

• Various positions

  • Oct 1985 - Apr 1997

  Joined as a Probationary officer and held various positions in the Bank at its various branches and departments.