Experience

Plumas Bank

• United States
• Financial Services
• 100 - 200 Employee

• VP SBA Loan Officer

  • May 2022 - Present



Celtic Bank

• United States
• Financial Services
• 200 - 300 Employee

• SBA Underwriter

  • Aug 2021 - May 2022



Bank of the West

• United States
• Banking
• 700 & Above Employee

• VP, SBA Loan Underwriter

  • Jan 2018 - Jul 2021

  • Responsible for working closely with Business Development Officers and customers to review SBA 7(a) and 504 loan requests for completeness and request missing documentation as needed. • Review and analyze all required documents to determine eligibility as outlined in the SBA SOP. • Spread financial statements and provide detailed financial analysis to determine repayment capacity of borrowers, and all corporate and personal guarantors. • Recommend loan for decision, and work with Business Development Officer and customer to answer any additional questions or information requested by the approver. Show less



Zions Bank

• United States
• Banking
• 700 & Above Employee

• Loan Portfolio Officer

  • Oct 2014 - Sep 2017

  • Created and maintained strong banking relationships with borrowers• Managed an evolving commercial real estate portfolio with a value of more than $220 Million• Worked with over 340 loans consisting of approximately 60 loans between $1M and $10M, and the remaining loans between $100K and $1M• Personally reported status of large credits to the bank's CEO and Executive Vice Presidents• Recommended, negotiated and underwrote complex loan modifications• Determined and executed appropriate resolution plans for graded credits• Monitored and verified compliance of all loan covenants• Analyzed financial strength of borrowing entities, and individual and corporate guarantors to ensure accurate grading of loan portfolio• Assisted in training and mentoring Credit Analysts Show less

• Loan Retention Officer

  • Nov 2013 - Sep 2014

• Loan Workout Officer

  • Mar 2012 - Oct 2013

• Sr. Credit Analyst

  • Jan 2011 - Feb 2012



Morgan Stanley

• United States
• Financial Services
• 700 & Above Employee

• Retirement Field Support

  • Jul 2010 - Dec 2010



Beneficial Financial Group

• Financial Adviser

  • Jan 2006 - Jun 2010