Experience

Nassau Financial Group

• United States
• Insurance
• 200 - 300 Employee

• Investment Data Analyst

  • 2019 - Present

  Serve as primary contact for data analysis, pre-processing and ongoing maintenance of credit and securitized products information. Collaborate with portfolio management, investment accounting, actuarial and back office administration. Analyze conceptual soundness of security model inputs/outputs. Validate and maintain data models for derivatives, CLOs, IOs and other esoteric investments. Document structures, workflows and processes in business-friendly terms. Serve as primary contact for data analysis, pre-processing and ongoing maintenance of credit and securitized products information. Collaborate with portfolio management, investment accounting, actuarial and back office administration. Analyze conceptual soundness of security model inputs/outputs. Validate and maintain data models for derivatives, CLOs, IOs and other esoteric investments. Document structures, workflows and processes in business-friendly terms.



Cigna Healthcare

• Hospitals and Health Care
• 700 & Above Employee

• Financial Analyst Senior Specialist

  • 2015 - 2019

  Analyzed and consolidated financial projections for Cigna’s Global Health Care operations. Developed new and insightful analyses related to revenue, earnings, and membership forecasts. Created capital plan for Cigna regulated entities including: earnings, dividend/infusion projections; capital and liquidity levels; required risk-based capital and discussion of emerging business trends. Responded to reporting requests from insurance regulators, rating agencies and internal business partners. Frequently interacted with finance partners across the global organization to develop a broad understanding of the Health Care business and its earnings drivers. Show less



People's United Bank, N.A.

• United States
• Financial Services
• 700 & Above Employee

• Senior Portfolio Analyst

  • 2014 - 2015

  Responsible for performing credit and collateral analysis to identify risk within equipment finance portfolio. Managed a portfolio of credits and identify risk within portfolio through requesting financial statements and performing quarterly borrower financial reviews. Tested financial covenants to determine compliance. Prepared any necessary letters to customers and vendors, relating to compliance and remedies. Performed risk rating changes, coordinating with senior management to ensure consensus. Prepared summaries for Problem Asset Resolution meetings with senior credit officers. Reviewed work of junior analysts; provide feedback and training to foster analytical consistency. Show less



Aetna, a CVS Health Company

• United States
• Wellness and Fitness Services
• 700 & Above Employee

• Corporate Finance Analyst

  • 2007 - 2014

  Played key role in bond issuance activity, including pre-issuance hedging, determination of transaction size and timing. Administered the share repurchase program. Provided market commentary for senior management including recent developments in financial markets, indicative pricing for new bond or commercial paper issuance; CDS and stock volatility; competitor analysis. Investigated options to optimize capital structure and lower company weighted average cost of capital (WACC). Managed a $290M portfolio of high-tech computer leases. Created and implemented a SharePoint site to streamline the leasing process, and provide a common cross-functional platform. Issued requests for proposal (RFPs) to leasing community and evaluated bids to determine benefits of lease versus equipment purchase. Awarded lease transactions. Monitored process from installation through end of lease to ensure successful experience and timely action. Maintained relationships with lessors. Performed periodic lessor credit analysis to ensure financial stability. Ran and enhanced Return on Capital (ROC) model used to evaluate profitability of various business segments. Created interface from model to internal company financial system to automate ROC reporting and allow users to independently retrieve results. Participated in Sarbanes Oxley testing for short term debt and stock option expensing. Prepared periodic financial summaries and projections of lease activity for inclusion in SEC reporting. Show less



Webster Bank

• United States
• Banking
• 700 & Above Employee

• Vice President, Portfolio Manager Financial Institutions/Counterparty Risk

  • 2005 - 2006

  Analyzed and created credit memorandums in support of lending to insurance companies: life, health and property casualty insurance.Monitored portfolio of borrowers to ensure credit quality, covenant compliance, soundness of risk rating, and integrity of bank’s data systems. Performed quarterly and annual reviews to report on recent performance and identify early signs of changing risk profile.Performed analysis and created credit approvals in support of the Treasury area, for both the investment portfolio and funding activities. Entities analyzed ranged from trust preferred securities and CDOs of trust preferred securities to the spectrum of financial institutions, including small to money center banks. Show less

• Assistant Vice President, Loan Review Credit Analyst

  • 2002 - 2005

  Performed credit and risk review of loan quality and potential loss exposure, both on a loan specific and portfolio-wide basis. Monitored compliance with, and adequacy of, corporate lending policies.Verified the continuing credit worthiness of existing borrowers. Assessed adequacy of current credit risk grades and accrual status. Provided consultative feedback to relationship managers.Participated in due diligence reviews for potential bank acquisitions.Lending areas reviewed included: leveraged loans, asset-based lending, commercial real estate, private banking, middle market lending and equipment leasing. Show less

• Assistant Vice President, Senior Asset Liability Analyst

  • 2001 - 2002

  Conducted technical analysis of the bank’s interest rate risk using stochastic simulation models and option adjusted spread techniques using Bancware system; results presented to senior management.Developed regression model to analyze profitability and income sensitivity of national wholesale mortgage lending program; used results to examine strategy and growth outlook for business unit.

• Consultant - Investment Analyst

  • May 2001 - 2001

  Analyzed portfolio of investments in collateralized debt or loan obligations (CDOs/CLOs).Performed industry studies of CDO/CLO modeling tools to determine optimal candidate for selection.



Cigna Healthcare

• Hospitals and Health Care
• 700 & Above Employee

• Business Analyst

  • 2000 - 2001

  Business analyst for investment applications; creation of interface into and out of CDOnet Business analyst for investment applications; creation of interface into and out of CDOnet



SS&C Technologies

• United States
• Software Development
• 700 & Above Employee

• Business Analyst

  • 1998 - 2000

  Business analyst for software company; focus on implementing solutions for fixed income securities Business analyst for software company; focus on implementing solutions for fixed income securities



Ironwood Capital

• United States
• Financial Services
• 1 - 100 Employee

• Assistant Vice President

  • 1991 - 1997

  Investment banking firm specializing in the securitization of lease and loan receivables; scenario analysis; preparation of offering materials. Negotiation of transactions terms. Deal modeling; surveillance Investment banking firm specializing in the securitization of lease and loan receivables; scenario analysis; preparation of offering materials. Negotiation of transactions terms. Deal modeling; surveillance