Experience

First Cal

• Financial Services
• 100 - 200 Employee

• Jr. Underwriter

  • Jun 2015 - Present



First Mortgage Corporation

• Sr. Loan Processor

  • Mar 2015 - Jun 2015



Summit Funding, Inc.

• United States
• Financial Services
• 700 & Above Employee

• Loan Partner

  • Mar 2013 - Feb 2014



Tri Valley Lending

• Sr. Loan Processor

  • Nov 2011 - Aug 2012

  Review all originated loans, create disclosures, including GFE and TIL according to new rules. Provide needs list to Loan Officer, submit loans according to lender specific guidelines. Review approval and gather conditions, submit all PTD conditions, and order loan Documents. Request and review HUD, and gather PTF conditions. Submit all PTF conditions to lender to insure a successful closing.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Home Mortgage Specialist

  • Aug 2010 - Nov 2011

  Pre-qualify, originate and process/pre-underwrite Conv, FHA, and VA loans. Package files for underwriting, and follow-up with clients to meet closing. Keep up to date on program and guidelines, including borrower requirements and property requirements



Bank of America

• United States
• Banking
• 700 & Above Employee

• Mortgage Loan Specialist

  • Oct 2009 - Aug 2010

  Pre-qualify, originate and process/pre-underwrite Conv, FHA, and VA loans. Package files for underwriting, and follow-up with clients to meet closing. Keep up to date on program and guidelines, including borrower requirements and property requirements



Standard Pacific Mortgage

• Loan Officer

  • Jul 2007 - Aug 2009

  Pre-qualify and process/pre-underwrite Conv, FHA,VA, and Sub-Prime Loans. Manage a pipeline of New Home Construction Loans. Contact and keep buyer informed through the entire transaction. Coordinate with Sales Agents, regarding pre-qualified buyers, getting purchase contract, final addendums, etc. to ensure a smooth closing.



PHH Mortgage

• United States
• Financial Services
• 700 & Above Employee

• Sr. Mortgage Advisor

  • Nov 2005 - Nov 2006

  Market to Real Estate Offices under the marketing entities; Coldwell Banker Mortgage, Century 21 Mortgage, and ERA Mortgage. Originate and process/pre-underwrite using automated underwriting DU and LP, all loan types. Originate and manage pipeline of purchase and refinance transactions. Package files for underwriting, and follow-up with clients to meet closing. Keep up to date on program and guidelines, including borrower requirements and property requirements



Hillsborough Corporation/Woodside Homes

• Loan Officer

  • Jan 2003 - Oct 2005

  Pre-qualify, originate and process/pre-underwrite Conv, FHA,VA, and Sub-Prime Loans. Manage a large pipeline of New Home Construction Loans. Contact and keep buyer informed through the entire transaction. Coordinate with Sales Agents, regarding pre-qualified buyers, getting purchase contract, final addendums, etc. to ensure a smooth closing. Large pre-qualification volume.