Vice President, Lead Credit Officer

• Feb 2023 - Present

Vice President, Senior Credit Officer

• Aug 2019 - Feb 2023

Portfolio Manager

• Jan 2014 - Aug 2019

I was responsible for working with senior management, business development officers, and other credit professionals to originate, monitor and grow commercial banking relationships in the group’s portfolio. This entailed working in partnership with relationship managers to coordinate pricing, revenue growth, cross-sell and relationship profitability. My job duties included: analyzing loan requests including analyzing borrower information/financial statements, collateral and tax returns to determine ability to pay; conducting forecast analysis, and preparing credit reports for review. I also managed and promoted the maintenance of a portfolio that adhered to all applicable credit policies and compliance requirements.

Senior Relationship Banker

• Feb 2012 - Jan 2014

I help develop Union Bank's sphere of influence in the surrounding community by taking advantage of opportunities to develop new relationships as well as by deepening current relationships I already maintain in my book of business. I like to understand my clients and provide them with financial guidance to help them reach their goals via a variety of solutions that the bank offers. At the end of the day, the success of my clients' determines how well I do in my own career. I help develop Union Bank's sphere of influence in the surrounding community by taking advantage of opportunities to develop new relationships as well as by deepening current relationships I already maintain in my book of business. I like to understand my clients and provide them with financial guidance to help them reach their goals via a variety of solutions that the bank offers. At the end of the day, the success of my clients' determines how well I do in my own career.

Licensed Premier Banker

• 2009 - 2012

•Managed portfolios of customers in my book of business to find opportunities to cross sell solutions to satisfy their needs•Went over customers’ financial statements during the underwriting phase of loan application process•Developed and maintained healthy relationships with local businesses and clients in an effort to solicit new accounts and cross sell products and services •Initiated relationships through email and phone conversations•Coached personal bankers and created strategies to help teams meet their goals

Personal Banker

• Apr 2007 - Jan 2009

•Sold banking products to customers•Achieved the highest level of compensation and sales recognition for 3 of 4 quarters•Risk screened teller transactions and gave discretionary approvals while adhering to company guidelines