Experience

Frank Donio, Inc
• United States
• Food and Beverage Services
• 1 - 100 Employee
• Logistics Manager

  • Aug 2014 - Present


NewDay Financial

• United States
• Investment Banking

• Loan Processor / Appraisal Coordinator

  • Jan 2013 - Jul 2014

  Passed Secure and Fair Enforcement Mortgage Loan Originator Test — National Component (SAFE ACT) Passed state exams: AZ DE IA KS KY MD ME MS NH NJ OR SC SD VA Programs: VA/FHA Cash Out, IRRRL Streamline, Rate and Term Quality assurance: • Verify program: term, rate, LTV, disposable income, debt ratios, FICO • Review critical documents: VA COE, ITP, 4506-T, Borrower’s Certification and Authorization, HUD Addendum • Review credit report: name, SSN, address, derogatory, inquiries, foreclosures, CH7 BK CH13 BK, judgments • Review and complete: 1003 URLA Borrower Information, property information, employment information, government monitoring questions • Review and calculate income documentation: fixed income; awards letters, wage earner; W2, pay stubs, sole proprietor; Tax Form 1099, business owner; P&L, tax returns • Review property documentation: mortgage statements, HOI, HOA, tax bill • Overview appraisals: name, address type, value, economic life, • Review Notice of Value (NOV) Provide training for Mortgage Loan Originators on proper submission of loans to submit to processing. Order/restore and calculate eligibility from COE VA Portal Order FHA Case Numbers and Property Titles Order appraisals: VA (VA Portal), FHA (Value Trust), and Upload Appraisal/NOV Maintain daily reports: IRRRL Report, Appraisal Report, and List of Processors for loan assignments Verify company personnel and borrowers in government databases: LDP, EPLS Show less


Campus Recreation Services, Ritchie Coliseum
• Facility Supervisor

  • Nov 2009 - Dec 2012


U.S. Coast Guard

• Armed Forces
• 700 & Above Employee

• Petty Officer Third Class

  • Jan 2005 - Jan 2012

  Hurricane Katrina Relief Effort, Gulfport MS Sept 2005 – Nov 2005 Served as Petty Officer Third Class under Port Security 309 during relief and recovery operations; tasks included: •Humanitarian relief for 200 people stranded on local shrimp fishing fleet vessels in the industrial seaway •Navigating through challenging language barriers •Providing first aid response to victims of disaster Operation Iraqi Freedom, Dubai UAE and Kuwait May 2008 – Dec 2008 Member of seaward security team that protected American assets in the Persian Gulf ports; tasks included: • Providing essential anti-terrorist force protection for maritime assets in the ports of Ash Shuaiba, Kuwait Naval Base and Jebel Ali, UAE • Managing briefings on pre-workday schedules, to include safety instructions and organizing task deadlines • Documenting equipment inspections • Evaluating co-workers and writing reports to reflect the evaluation National Response Center (NRC), USCG Headquarters − Washington D.C. Jun 2010 – Jan 2012 NRC Watchstander • Initial contact for the general public and government agencies through telecommunications • Documenting and processing hazardous material, terrorist, and transportation related incident reports and forwarding the information to the appropriate Federal On Scene Coordinator (FOSC). Show less