Experience

United Arab Bank

• United Arab Emirates
• Banking
• 400 - 500 Employee

• Assistant Relationship Manager - SME, Assets

  • Mar 2015 - Dec 2015

  Dubai - Attached to Trade & Working Capital Unit and assisting a team of Relationship Managers in Credit and operational work - Writing comprehensive credit proposals including financial and non-financial analysis for trade and working capital facilities - Financial spreading and evaluation - Completion and lodgement of security documents for disbursal of facilities - Post-disbursement monitoring of facilities and covenants - Conducting the annual review of facilities, follow-up on… Show more - Attached to Trade & Working Capital Unit and assisting a team of Relationship Managers in Credit and operational work - Writing comprehensive credit proposals including financial and non-financial analysis for trade and working capital facilities - Financial spreading and evaluation - Completion and lodgement of security documents for disbursal of facilities - Post-disbursement monitoring of facilities and covenants - Conducting the annual review of facilities, follow-up on completion of security documents and timely disbursal of limits - Follow-up on maturity of transactions, excesses etc and ensure timely settlements - Assisting the Relationship Managers in meeting the stipulated targets by monitoring the facility utilization and replenishments continuously - Conducting due diligence checks for transactions in line with the Bank Policies - Evaluating and raising approvals for facilities and transactions (E.g.: for excesses, limit extensions, deferral of collaterals, inclusion of suppliers/customers, Compliance related matters etc) - Preparing and monitoring MIS reports on facility utilization, deferrals, limit expiry, excesses and past dues etc Show less



Nations Trust Bank PLC

• Sri Lanka
• Banking
• 700 & Above Employee

• Assistant Manager – Commercial Banking, Credit

  • Sep 2011 - Nov 2014

  Sri Lanka • Managed a portfolio of mid-market and emerging corporate clients by assisting the Relationship Managers in the two main Colombo branches of Colpetty and Crescat. • Main responsibilities included structuring, evaluating working capital and long term financing solutions, evaluating client requirements and monitor credits through client interactions, managing international trade transactions of commercial banking clients. • Gained extensive knowledge through market research conducted on… Show more • Managed a portfolio of mid-market and emerging corporate clients by assisting the Relationship Managers in the two main Colombo branches of Colpetty and Crescat. • Main responsibilities included structuring, evaluating working capital and long term financing solutions, evaluating client requirements and monitor credits through client interactions, managing international trade transactions of commercial banking clients. • Gained extensive knowledge through market research conducted on several industry segments. • Assisted the Senior Management through maintenance of MIS on industry exposure, credit administration and audit functions • Banking systems used – Finacle, CRESS, RAM, Flexcube, I-collect, SDMM Show less



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Banking Assistant – Commercial Banking, Credit

  • Apr 2008 - Aug 2011

  Sri Lanka • Assisting a team of Relationship Managers in handling the credit operations of their Commercial Banking portfolios • Main responsibilities included analysis and formulation of credit proposals, post disbursement monitoring, security documentation and MIS functions. • Banking systems used – HUB, CARM, Moody’s, HFE, GWIS

• Banking Assistant – Commercial Banking, Client Services

  • Jul 2007 - Apr 2008

  Sri Lanka • Gained an extensive knowledge on all banking functions through working with the branch network and various departments handling key functions. • Identifying the financial requirements of customers and cross-selling Bank’s products and services • Coordinating with Branches and other internal Departments (E.g. Treasury, Trade Services, Account Operations, Payment Services etc.) and also with other Banks in solving customer queries and providing a timely service



State Bank of India

• India
• Banking
• 700 & Above Employee

• Banking Assistant

  • May 2005 - Jul 2007

  Sri Lanka • Gained exposure to Treasury and International Trade functions through working at Nostro Reconciliations, SWIFT Department, Payment Services Department and Trade Services Department.