Dinesh Kumar
Delivery Manager at Acuity Knowledge Partners- Claim this Profile
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Bio
Credentials
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NSE CERTIFIED MARKET PROFESSIONAL
National Stock Exchange of India Limited
Experience
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Acuity Knowledge Partners
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United Kingdom
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Financial Services
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700 & Above Employee
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Delivery Manager
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Apr 2019 - Present
➢ Monitor the assigned loan portfolio by undertaking Quarterly and Annual reviews. Track the performance of the loan, since origination. Vigilant in detecting early watch signals, so that Bank can pro-actively safeguards its position.➢ Prepare loan proposals in line with the Bank’s internal guidelines by analyzing Borrower’s financials, collateral strength, market analysis, strength & weaknesses, cash flow analysis, key tenants’ analysis, etc. ➢ Spreading of periodic financial statements. ➢ In addition to the Individual Contributor’s role, acting as the supervisor of the team, managing the workflows, liaising with the both internal & external stakeholders Show less
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Delivery Lead
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Sep 2016 - Mar 2019
➢ Managed CRE loan portfolio of over £700 million.➢ Preparing end to end credit proposals for new lending requests incorporating Business, Industry, and Financial analysis. Undertaking periodic reviews (Annual & Interim reviews) of already funded loans to evaluate and track the loan performance, since origination. ➢ Watchful for the significant credit events and highlighting the same to the relationship and credit team.➢ Liaising with different stakeholders/departments within the Bank to comply with the loan sanction conditions such as: instructing the security team to take charge over the offered securities/collateral; instructing the facility documentation team to draft the facility letter; instructing the funding team for the release of the monies, and instructing the valuation of the securities. Show less
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Analyst
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Jul 2013 - Aug 2016
➢ Preliminary underwriting of commercial mortgages including financial analysis and third-party reviews; regular responsibilities included reviewing lease agreements, loan agreements, loan modifications, environmental reports, property inspection reports, and guarantor/sponsors’ financials.➢ Preparing detailed Asset Summary Report for the existing On-Balance Sheet loans incorporating Cash Flow Analysis, Market Analysis, and Risk Rating sections, among others.➢ Undertake Guarantor Analysis to determine credit worthiness of the Guarantors and their financial standing. Show less
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Education
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2011 - 2013
MS RAMAIAH INSTITUTE OF MANAGEMENT
PGDM, FINANCE AND MARKETING -
2007 - 2010
DR. ZAKIR HUSSAIN INSTITUE FOR NON-FORMAL & CONTINUING EDUCATION PATNA
BCA, COMPUTER APPLICATIONS
Community
