Experience

JKCement

• India
• Building Materials
• 700 & Above Employee

• Assistant Manager

  • Aug 2021 - Present

  • Gathering, analysis and reporting of financial data on a periodic basis to all stakeholders (monthly/quarterly/annually). • Assessing the funds and working capital required, assisting in fund-raising and actively managing working capital: Interacting with banks and funding institutions, giving advisory services to management on management of capital, etc. • Preparing project reports and financial models and get the same appraised from banks and financial institutions. • Getting optimal audit rating from rating agencies by maintaining the norms and compliance with corporate and tax laws. • Managing long-term and short-term investment strategies • Effectively managing Banks/ Lenders, Board of Directors and investor relationships • Assisting in potential M&A / Fund raising • Overall striving towards efficient management of the company’s resources and minimizing costs • Preparation and monitoring of budgets, taking steps for unfavorable variance found • Organization of financial information to make financial statements • Cash Flow Management: Ensuring reduction of idle funds and keeping a track on liquidity. • Strategic Planning on determining financial viability of a particular project Show less



NABARD Consultancy Services

• Business Consulting and Services
• 1 - 100 Employee

• Associate Project Manager

  • Jun 2020 - Aug 2021

  • Financial Project Management of DDU-GKY scheme of MoRD and its key Non-Negotiable in the state of Uttar Pradesh, India as per formulated SOP. • Project Appraisal of prospective Program Implementing Agencies (PIAs) to check feasibility of such PIAs to be able to run the program successfully. • Undertaking review of Utilization Certificates (UCs) submitted by currently operating 360 PIAs in Uttar Pradesh. • Conducting quarterly and annual audit of accounts of 360 PIAs operating in Uttar Pradesh and preparing the audit report accordingly. Prepared 3 quarterly audit reports for the period Jan 2020 - Dec 2020. • Have done Disbursement scheduling, periodical review, review and financial analysis through financial information system (PFMS) for 360 PIAs operational in Uttar Pradesh region. • Attending periodical meetings with MoRD/SRLMs to review project implementation, identify challenges monitoring, and planning for corrective measures. • Capacity building of SRLM and 360 existing PIAs in Uttar Pradesh region. Show less



MECON Limited, India

• Mining
• 700 & Above Employee

• Executive (Finance)

  • Jul 2017 - Mar 2020

  Preparing Feasibility Reports for various key investment sectors like Power, Infrastructure, Metal & Mining, etc. of the country. Detail Engineering of the projects. Asset Valuation for various industries operating in sectors like Power, Metal & Mining, etc. Benchmarking study of the companies. Preparing presentations and various documents for the top management of the organization. Preparing Feasibility Reports for various key investment sectors like Power, Infrastructure, Metal & Mining, etc. of the country. Detail Engineering of the projects. Asset Valuation for various industries operating in sectors like Power, Metal & Mining, etc. Benchmarking study of the companies. Preparing presentations and various documents for the top management of the organization.



ADHAR MicroFinance Institution

• Kanpur Area, India

• Assistant Manager

  • May 2014 - Jun 2017

  • Responsible for building the capacity of microfinance institution • Spreading Information of Best Practice tools and skills to the employees • Managing donor funds advanced to the association from agencies like NABARD, Union Bank of India, DC handicrafts, etc. • Established a credit reference mechanism for the institution • Working closely with all the stakeholders involved with the institution • Developing and supporting activities that strengthen microfinance including various forums like Microfinance Institution Network, etc. • Developing and implementing various new products like micro-insurance, micro-lending, micro-savings, etc. • Recruit, train and manage performance of team sales, operations and client service staff • Heading the digitization process of the institution and also responsible for providing analysis reports • Enabling on the job training and continuous learning of the branch staff so that their knowledge on banking rules and regulations are up-to-date Show less



Union Bank of India

• Banking
• 700 & Above Employee

• Intern

  • May 2013 - Jul 2013

  The work on credit risk management deals with the whole process of the sanctioning of loans and with the process after sanctioning. This work explains the various segments of customers depending upon the need for which the loan is being taken, the credit rating of the customer and the models that are being used for the credit rating of the customers, how the information of sanctioning of the loan is conveyed to the customer and it also explains the recovery of the loan in case there is any default from the customer side. Show less