Experience

Sterling Bank of Asia

• Banking
• 100 - 200 Employee

• Loans Operations Associate

  • Jul 2008 - Present

  Loans Processor for Real Estate Loans (September 2013 - Present) Responsible for loan booking of Real Estate Loans. Verify correctness of loan details per LIS (Loans Instruction Sheet) prior to loan booking in ICBA. Disburse loan proceeds via Manager’s Check (MC), or credit to account (CA/SA). Ensure journal entries are properly posted in their respective GL code to avoid unnecessary floats. Responsible for the timely preparation of re-pricing letters and amortization schedule. Posts loan payments from over-the-counter transactions. Prepares Statement of Accounts (SOA) & History of payments. Maintains and updates AP REL & AP Notarial schedule. Loans Processor for Personal & Salary Loans (January 2011 – September 2013) Responsible for loan booking of Consumer Loans (Personal, & Salary Loans). Verify correctness of loan details per CRAM (Credit Recommendation and Approval Memo) prior to loan booking in ICBA. Disburse loan proceeds via cashcard, Manager’s Check (MC), credit to account (CA/SA). Prepares reports such as Daily Releases, Commissions of Agencies, & Issued Manager’s Checks. Customer Service Associate (May 2010 – January 2011) Assists clients pertaining to loan availment. Review loan documents to ensure the completeness of all items required. Verifies correctness of all loan documents complied by the client prior to loan release. Coordinate necessary documents to loan processor for booking. Secure PDC submitted and issue acknowledgement receipt to the client. PDC Custodian (July 2008 - May 2010) Responsible in safekeeping of warehoused post-dated checks. Ensures correctness of PDC received. Maintains PDC details in the system (ICBA) to coincide with client’s loan due dates. Responsible for the timely preparation of inward transmittal ticket prior to clearing cut-off time. Monitors PDC deferment and pull-out request from collections and sales department. Posts loan payments from over-the-counter transactions. Show less