Experience

Just Viv

• United States
• Consumer Services
• 1 - 100 Employee

• Independent Life Consultant

  • Dec 2018 - Present

  No risk bill negotiating service saving households and Businesses millions of dollars nationwide! You upload your bills ... we lower your bills! No risk bill negotiating service saving households and Businesses millions of dollars nationwide! You upload your bills ... we lower your bills!



Asirvia World

• Netherlands
• Advertising Services

• Independent Marketing Representative

  • Dec 2016 - Present

  Build a team of representatives that sell Asirvia Go units. The units use proximity marketing technology to assist in advertising any business or link to build awareness. Build a team of representatives that sell Asirvia Go units. The units use proximity marketing technology to assist in advertising any business or link to build awareness.



Saivian

• Affiliate Marketer

  • Nov 2015 - Dec 2016



Vemma

• United States
• Wellness and Fitness Services
• 700 & Above Employee

• Affiliate Marketer

  • Jan 2015 - Jul 2016

  Growing teams of happy customers using their healthy consumable products. By gaining more customers I showed them how to grow teams themselves to make money. Growing teams of happy customers using their healthy consumable products. By gaining more customers I showed them how to grow teams themselves to make money.



North American Power

• United States
• Oil and Gas
• 100 - 200 Employee

• Area Director

  • Mar 2010 - Jan 2015

  Selling electricity commercially and residentially throughout the deregulated states and selling green alternative energy credits and wind energy in all 50 states. Developing and leading teams of customers and networkers to grow the company and gain customer share. Natural gas and international ground will be broken in 2012. Selling electricity commercially and residentially throughout the deregulated states and selling green alternative energy credits and wind energy in all 50 states. Developing and leading teams of customers and networkers to grow the company and gain customer share. Natural gas and international ground will be broken in 2012.



Hitachi Capital America, Corp.

• United States
• 1 - 100 Employee

• Collections/Credit/Risk

  • Apr 2010 - Jan 2012

  Solutions specialist.....collect on delinquent accounts, find creative financing for commercial consumer leases/loans by restructuring for a portfolio of truck and construction equipment. Duties include: phone calls, payments over phone, wire transfers, research through internet, dealers, insurance agents, skip tracing, collection and repossession agencies. Solutions specialist.....collect on delinquent accounts, find creative financing for commercial consumer leases/loans by restructuring for a portfolio of truck and construction equipment. Duties include: phone calls, payments over phone, wire transfers, research through internet, dealers, insurance agents, skip tracing, collection and repossession agencies.



SHOP TO EARN

• Independent E- commerce Broker

  • Mar 2009 - Feb 2010

  I help people to save 1-40% on all of their monthly purchases while assisting them to set up a secondary income. By becoming a shopper and broker with this fabulous earth friendly shopping mall you are using a state of the art technology platform that pays out the highest in cash back and commissions for this MLM industry! I help people to save 1-40% on all of their monthly purchases while assisting them to set up a secondary income. By becoming a shopper and broker with this fabulous earth friendly shopping mall you are using a state of the art technology platform that pays out the highest in cash back and commissions for this MLM industry!



SOUTHERN CONNECTICUT NEWSPAPERS/HEARST

• Billing, Credit and Collection Supervisor/Manager

  • May 2004 - Apr 2009

  Reporting directly to the Controller, managed the collection of over 4,000 active accounts.Reduced DSO from 56.1 days to 42 days while reducing bad debt percentage to revenue by 11%.Designed new software process to ensure 87% of new customers follow prepayment of orders.Negotiated 15% rate for outside collection agency costs, initially saving 7%.Prepared and analyzed monthly revenue aging reports for senior management and parent companyA/P backup for cash application and adjustments.Updated and maintained contract data and rate table maintenance to ensure proper billing for monthly statements.



MOORE WALLACE PAPER CO

• Credit and Collections Analyst

  • Nov 2003 - Mar 2004

  Consultant position while company merged with RR Donnelly and relocated to Chicago, IL. Performed analysis for external customers, approved or held orders, researched and resolved internal chargeback issues, collected and reconciled 1600 national accounts. Consultant position while company merged with RR Donnelly and relocated to Chicago, IL. Performed analysis for external customers, approved or held orders, researched and resolved internal chargeback issues, collected and reconciled 1600 national accounts.



COMPHEALTH

• Senior Recruiting Consultant

  • Mar 2001 - Jun 2003

  Recruited and maintained 100 active physicians at all times.Negotiated fees and contract terms with hospital CEO's, Residency Program Heads and ER Medical Director's. Recruited and maintained 100 active physicians at all times.Negotiated fees and contract terms with hospital CEO's, Residency Program Heads and ER Medical Director's.



TRANSWESTERN PUBLISHING

• Advertising Account Executive

  • Jul 2000 - Jun 2001

  96% client renewal rate with an average increase of 31.2% per sale from previous year.Collected and resolved approximately $10K of bad debt delinquencies in order to renew advertising.Achieved 41% new business sales, exceeding company goal of 25%. 96% client renewal rate with an average increase of 31.2% per sale from previous year.Collected and resolved approximately $10K of bad debt delinquencies in order to renew advertising.Achieved 41% new business sales, exceeding company goal of 25%.



GENERAL ELECTRIC CAPITAL

• Property Tax Analyst

  • Sep 1996 - Jul 2000

  Responsibility for filing, assessment, audits, negotiation and compliance of a $2.3B portfolio of leased equipment through GE Capital and its 16 subsidiaries for Property and Sales and Use tax.Recouped $124K from erroneous tax assessments and charges from 1994.Met or exceeded strict government deadlines, which eliminated penalties and interest and entitled us to early discount credits. Responsibility for filing, assessment, audits, negotiation and compliance of a $2.3B portfolio of leased equipment through GE Capital and its 16 subsidiaries for Property and Sales and Use tax.Recouped $124K from erroneous tax assessments and charges from 1994.Met or exceeded strict government deadlines, which eliminated penalties and interest and entitled us to early discount credits.



GENERAL ELECTRIC CAPITAL AVIATION SERVICES

• Risk Management Analyst

  • Apr 1996 - Aug 1996

  Performed financial, political and risk analysis of international airlines to assess viability of leasing or financing aircraft to them. Compiled and analyzed data to produce final reports with recommended risk ratings to the VP of Risk Management and Underwriting. Performed financial, political and risk analysis of international airlines to assess viability of leasing or financing aircraft to them. Compiled and analyzed data to produce final reports with recommended risk ratings to the VP of Risk Management and Underwriting.



XEROX Collection Services

• Portfolio Recovery / Legal Operations Specialist

  • Apr 1992 - Apr 1995

  Managed a portfolio of 400 bad debt accounts totaling $7MM monthly, recovering $1MM monthly, with an 88% recovery rate of a minimum of 90 cents on the dollar.Project team leader which identified and designed a procedure to recoup $1.3MM in lost service revenue for the districts. Managed a portfolio of 400 bad debt accounts totaling $7MM monthly, recovering $1MM monthly, with an 88% recovery rate of a minimum of 90 cents on the dollar.Project team leader which identified and designed a procedure to recoup $1.3MM in lost service revenue for the districts.



XEROX Information Products Division

• Senior Credit Analyst

  • Apr 1989 - Mar 1992

  Designed and implemented optional financing programs with Borg Warner and Chrysler First Credit Corporation, resulting in a year end increase of $3MM in sales. Assisted MIS with automating credit approval process, increasing productivity by 13%. Designed and implemented optional financing programs with Borg Warner and Chrysler First Credit Corporation, resulting in a year end increase of $3MM in sales. Assisted MIS with automating credit approval process, increasing productivity by 13%.



Xerox

• United States
• Business Consulting and Services
• 700 & Above Employee

• Senior Collections Specialist

  • Apr 1987 - Apr 1989

  Collected and maintained credit database of 2000 national, education, government and distributors nationwide.Reached target every month for collection of receivables.Lowered DSO from 41 days to 28 days. Collected and maintained credit database of 2000 national, education, government and distributors nationwide.Reached target every month for collection of receivables.Lowered DSO from 41 days to 28 days.



XEROX Alternate Channels Marketing

• Customer Billing /Service Billing Representative

  • Apr 1984 - Oct 1986

  Input and review and maintain customer database of Personal Computer Maintenance records for 80000 customers nationwide. Input and review and maintain customer database of Personal Computer Maintenance records for 80000 customers nationwide.