Experience

Agricultural Finance Corporation

• Banking
• 100 - 200 Employee

• Senior Risk Analyst

  • Dec 2017 - Present

  Manage Mitigation against Operational risks − Review and analysis of credit appraisal reports received from business units. − Ensure compliance with portfolio management objectives with respect to exposure limits, diversification and/or concentration. − Recommend loans for consideration by approving authority. Manage Mitigation against Agricultural Risks − Establishing and managing a system to assess performance of assets within the portfolio. − Monitor aspects of sectors or industries (with respect to climate, farmer knowledge and technology) that may have an impact on credit of various portfolios through market intelligence and project monitoring reports. − Determine returns on portfolio, portfolio at risk and return on risk and reporting imminent default or non-performing of debt service obligations by clients. Manage Mitigation against Market and Regulatory Framework Risks − Analysis of the impact of changing economic or industry conditions on the quality and inherent risk on the aggregate loan portfolio. − Review the impact of external factors (interest rates, production costs and operating expenses, commodity prices, production levels, and collateral values) on a loan or group of loans. − Review credit policy risk acceptance procedures and ensure compliance. − Establish an early warning system to identify any deteriorating credit exposures. − Review workout action plans and process. − Disseminate research findings and train staff involved on loan processing procedures, managing and recovery of credit.



AGRIULTURAL FINANCE CORPORATION

• HEAD OFFICE

• Risk Analysis and Evaluation Officer

  • May 2014 - Dec 2017

  Risk Analysis and Mitigation • Review and analyze credit appraisal reports received from all AFC business units. • Ensure compliance with portfolio management objectives with respect to exposure limits, diversification and/or concentration. • Recommend agricultural development loans for consideration by approving authority. • Establish and manage a systems to assess performance of assets within the portfolio. • Monitor aspects of sectors or industries (with respect to climate, farmer knowledge and technology) that may have an impact on credit of various portfolios through market intelligence and project monitoring reports. • Determine returns on portfolio, portfolio at risk and return on risk and reporting imminent default or non-performing of debt service obligations by clients. • Developed and manage AFC departmental risk register to ensure planned and implemented departmental programmes adheres to policy regulations. Monitoring & Evaluation of Market and Regulatory Policies • Analysis of the impact of changing economic or industry conditions on the quality and inherent risk on the aggregate loan portfolio. • Review the impact of external factors (interest rates, production costs and operating expenses, commodity prices, production levels, and collateral values) on a loan or group of loans. • Review credit policy risk acceptance procedures and ensure compliance (Through indicator performance tracking tables and cloud computing web monitoring tool). • Establish an early warning system to identify any deteriorating credit exposures. • Review workout action plans and process to evaluate output, outcome and impact. • Disseminate research findings and train staff involved on loan processing procedures, managing and recovery of credit.



Agricultural Finance Corporation

• Banking
• 100 - 200 Employee

• Planning and Resource Mobilisation Officer

  • Mar 2013 - May 2014

  • Resources mobilization through funding proposal development • Project planning, monitoring and evaluation • Programme support and coordination • Policy formulation and advocacy • Strategic plan development and management of AFC strategy implementation matrix • Annual work plans and budget development • Management of quality management system (ISO 9001:2008) • Management of performance contracting and balance scorecard. • Resources mobilization through funding proposal development • Project planning, monitoring and evaluation • Programme support and coordination • Policy formulation and advocacy • Strategic plan development and management of AFC strategy implementation matrix • Annual work plans and budget development • Management of quality management system (ISO 9001:2008) • Management of performance contracting and balance scorecard.



NESC Ireland

• Ireland
• Public Policy Offices
• 1 - 100 Employee

• Research & Development Assistant

  • 2010 - 2013

  • Gathered, analyzed and compiled information on key economic development trends and proposes policy alternatives. • Developed and recommended to the Cabinet strategic policy interventions to promote social equity, economic growth, create employment and reduce poverty and inequality. • Appraised Government policies for their effectiveness in achieving economic and social transformation. • Mobilized knowledge and technical resources from relevant knowledge networks, including research and education institutions.