Denise Toves

Mortgage Loan Officer NMLS 2123706 at All Square Mortgage Inc. NMLS-893532
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Contact Information
us****@****om
(386) 825-5501
Location
Tacoma, Washington, United States, US

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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Mortgage Loan Officer NMLS 2123706
      • May 2021 - Present

    • IT Services and IT Consulting
    • 700 & Above Employee
    • Social Media Evaluator
      • May 2015 - Dec 2018

  • DataSphere Technologies Inc.
    • greater seattle area
    • Assistant Sales Manager
      • Dec 2011 - Apr 2014

      Datasphere Technologies Inc- Assistant Sales Manager- May 2013- April 2014 DataSphere Technologies Inc- Senior Account Executive- May 2012- May 2013 DataSphere Technologies Inc- Account Executive- December 2011- April 2012 -Helped local businesses raise their visibility online through advertising -Convert more customers from cold calling -Gain a competitive edge with custom marketing packages for small businesses -Cross sold customers on mobile marketing packages as well as videos Show less

    • United States
    • Banking
    • 700 & Above Employee
    • Personal Banker
      • Apr 2010 - Dec 2011

      Responsible for offering and selling financial products and services (i.e. Credit Cards, CDs, Loans) to both consumer and small business customers. Routinely work with customers and small business clients, to build and deepen relationships by uncovering financial needs, and recommending the best products, services and solutions to meet those needs. Helped to create an excellent customer experience. Proactively managed risk in every business, product, and service transaction leveraging the Risk Framework. Show less

    • Leasing Residential Real Estate
    • 700 & Above Employee
    • Realtor
      • Mar 2008 - Apr 2010

      Responsible for protecting and promoting client's interests. I represented both buyers or sellers. Prepared documents such as representation contracts, purchase agreements, closing statements, deeds and leases. Needed to stay on top of the entire process to make sure any issues that surface during the home inspection or other processes are quickly remedied. May also needed to renegotiate the contract. Confer with escrow companies, lenders, home inspectors, and pest control operators to ensure that terms and conditions of purchase agreements are met before closing dates. Coordinated property closings, overseeing signing of documents and disbursement of funds. Show less

Education

  • Pierce College at Fort Steilacoom
    Associate of Arts and Sciences (A.A.S.)
    2005 - 2007

Community

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