Denise Organisciak
Underwriting Associate at Core Programs- Claim this Profile
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Bio
Albana Beqo
It is my pleasure and honor to write this recommendation for Denise. I have worked in the same department with Denise for about 10 years, and I have got to know Denise even better during the past 2 years that we have been on the same team. Denise Is a pleasure to work with. Her attitude and personality, allow her to induce positivity and enthusiasm to any team. She is a true leader in nature, but she is also able to maintain a humble and down to earth attitude which makes her personable and loved by anyone that knows her. Denise is intelligent and has the capability to quickly adjust to change. The past couple of years I have witnessed Denise take on roles and responsibilities that were outside of her job description, and I was amazed to see how she tackled anything assigned to her without once complaining about it. She taught herself what she needed to know to complete the projects and provided her contributions towards the successful completion of those projects. Her positivity, open-mindedness, and her flexibility have constantly made her a go-to person for providing prompt and accurate resolution to problems. Her professionalism and warm personality, on the other hand, makes her one of those people that you meet once and never forget! I highly recommend Denise, she would be an indispensable asset to any company!
John Rowland
Denise reported to my direct reports for many years at State Farm within Personal and Commercial Auto Insurance Underwriting. She was consistently a go to underwriting resource for challenging cases, projects and critical assignments. She grasps new concepts quickly and was an outstanding underwriting subject matter expert. Our leadership team could always count on Denise to deliver an exceptional work product while contributing significantly to continuous improvement in a Lean Management environment. Denise also demonstrated excellent team work and has the knowledge and skill set to effectively train others. I have no reservations in recommending Denise for positions requiring a strong underwriting presence. Please feel free to contact me for additional information as needed.
Albana Beqo
It is my pleasure and honor to write this recommendation for Denise. I have worked in the same department with Denise for about 10 years, and I have got to know Denise even better during the past 2 years that we have been on the same team. Denise Is a pleasure to work with. Her attitude and personality, allow her to induce positivity and enthusiasm to any team. She is a true leader in nature, but she is also able to maintain a humble and down to earth attitude which makes her personable and loved by anyone that knows her. Denise is intelligent and has the capability to quickly adjust to change. The past couple of years I have witnessed Denise take on roles and responsibilities that were outside of her job description, and I was amazed to see how she tackled anything assigned to her without once complaining about it. She taught herself what she needed to know to complete the projects and provided her contributions towards the successful completion of those projects. Her positivity, open-mindedness, and her flexibility have constantly made her a go-to person for providing prompt and accurate resolution to problems. Her professionalism and warm personality, on the other hand, makes her one of those people that you meet once and never forget! I highly recommend Denise, she would be an indispensable asset to any company!
John Rowland
Denise reported to my direct reports for many years at State Farm within Personal and Commercial Auto Insurance Underwriting. She was consistently a go to underwriting resource for challenging cases, projects and critical assignments. She grasps new concepts quickly and was an outstanding underwriting subject matter expert. Our leadership team could always count on Denise to deliver an exceptional work product while contributing significantly to continuous improvement in a Lean Management environment. Denise also demonstrated excellent team work and has the knowledge and skill set to effectively train others. I have no reservations in recommending Denise for positions requiring a strong underwriting presence. Please feel free to contact me for additional information as needed.
Albana Beqo
It is my pleasure and honor to write this recommendation for Denise. I have worked in the same department with Denise for about 10 years, and I have got to know Denise even better during the past 2 years that we have been on the same team. Denise Is a pleasure to work with. Her attitude and personality, allow her to induce positivity and enthusiasm to any team. She is a true leader in nature, but she is also able to maintain a humble and down to earth attitude which makes her personable and loved by anyone that knows her. Denise is intelligent and has the capability to quickly adjust to change. The past couple of years I have witnessed Denise take on roles and responsibilities that were outside of her job description, and I was amazed to see how she tackled anything assigned to her without once complaining about it. She taught herself what she needed to know to complete the projects and provided her contributions towards the successful completion of those projects. Her positivity, open-mindedness, and her flexibility have constantly made her a go-to person for providing prompt and accurate resolution to problems. Her professionalism and warm personality, on the other hand, makes her one of those people that you meet once and never forget! I highly recommend Denise, she would be an indispensable asset to any company!
John Rowland
Denise reported to my direct reports for many years at State Farm within Personal and Commercial Auto Insurance Underwriting. She was consistently a go to underwriting resource for challenging cases, projects and critical assignments. She grasps new concepts quickly and was an outstanding underwriting subject matter expert. Our leadership team could always count on Denise to deliver an exceptional work product while contributing significantly to continuous improvement in a Lean Management environment. Denise also demonstrated excellent team work and has the knowledge and skill set to effectively train others. I have no reservations in recommending Denise for positions requiring a strong underwriting presence. Please feel free to contact me for additional information as needed.
Albana Beqo
It is my pleasure and honor to write this recommendation for Denise. I have worked in the same department with Denise for about 10 years, and I have got to know Denise even better during the past 2 years that we have been on the same team. Denise Is a pleasure to work with. Her attitude and personality, allow her to induce positivity and enthusiasm to any team. She is a true leader in nature, but she is also able to maintain a humble and down to earth attitude which makes her personable and loved by anyone that knows her. Denise is intelligent and has the capability to quickly adjust to change. The past couple of years I have witnessed Denise take on roles and responsibilities that were outside of her job description, and I was amazed to see how she tackled anything assigned to her without once complaining about it. She taught herself what she needed to know to complete the projects and provided her contributions towards the successful completion of those projects. Her positivity, open-mindedness, and her flexibility have constantly made her a go-to person for providing prompt and accurate resolution to problems. Her professionalism and warm personality, on the other hand, makes her one of those people that you meet once and never forget! I highly recommend Denise, she would be an indispensable asset to any company!
John Rowland
Denise reported to my direct reports for many years at State Farm within Personal and Commercial Auto Insurance Underwriting. She was consistently a go to underwriting resource for challenging cases, projects and critical assignments. She grasps new concepts quickly and was an outstanding underwriting subject matter expert. Our leadership team could always count on Denise to deliver an exceptional work product while contributing significantly to continuous improvement in a Lean Management environment. Denise also demonstrated excellent team work and has the knowledge and skill set to effectively train others. I have no reservations in recommending Denise for positions requiring a strong underwriting presence. Please feel free to contact me for additional information as needed.
Credentials
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Property and Casualty Insurance License
Department of banking and insurance businessFeb, 2019- Oct, 2024 -
Certificate in General Insurance
Insurance Institute of America INC
Experience
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Core Programs
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Insurance
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1 - 100 Employee
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Underwriting Associate
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Jun 2019 - Present
Perform Underwriting support activities for commercial inland and coastal customers. Perform Binding activities and follow up on Underwriring requests for loss mitigation. Clients are small and medium commercial/merc/habitational properties (under 40M). Provider of Property, General Liability, and Crime coverages. Perform Underwriting support activities for commercial inland and coastal customers. Perform Binding activities and follow up on Underwriring requests for loss mitigation. Clients are small and medium commercial/merc/habitational properties (under 40M). Provider of Property, General Liability, and Crime coverages.
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State Farm ®
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United States
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Insurance
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Sr. Underwriter
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Sep 1998 - Oct 2018
20+ year tenured personal lines underwriter using experience and expertise to accept, decline and price risks in multiple states and in changing legislative environments. Selected for projects outside of role including training of underwriting staff and agents, cost management and compliance projects, receiving positive feedback. A quick and eager learner with excellent communication skills. CAREER HIGHLIGHTS * Pioneered a new Underwriting team assigned to new hire agents. Duties included on-boarding, training of agents and staff, provide ongoing support regarding underwriting requirements, monitored profitability, and reccommended agency contract eligibility. *Introduced credit rating as a pricing and eligibility component to the South Jersey agency force through hub meetings. Responsible for promoting buy-in, explaining impacts and changes in workflow. *Worked with an outside vendor to streamline department procedures across the state and enterprise. Sole underwriter selected to represent the auto underwriting role for NJ. Duties included observations of associates performing transactional work, compiling data using EXCEL, think-tank discussions regarding redundancy in work flow, and presenting recommendations to leadership. Rolled out procedural changes to staff by facilitating several department meetings and workshops. *Introduced Internet applications to the NJ Agency force via Live Meeting. Discussed policyholder/agency responsibilites and agency selection/compensation. *Diposed as a representative of State Farm to explain billing procedures and mailings of policy sets and endorsements. *Manned a table at the NJ Agency Conference in Atlantic City. Introduced agents to a new application platform. Provided a hands on experience with mock system to demonstrate ease of use. Show less
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Education
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Stony Brook University
Bachelor of Arts - BA
Community
