To Whom It May Concern, I am writing on behalf of Denise Bowen, a former employee of mine, whose character and dependability are unparalleled among her peers. Denise worked for me as a Sr. Underwriter and I highly recommend her for employment. Denise has excellent communication skills, extremely organized, and reliable. She is computer literate and a quick learner on Loan Originating Systems (LOS). She can work independently and is able to follow through to ensure the job gets done. She is a team player who was willing to assist in other areas of the operations department. Denise would be a tremendous asset for your company and has my highest recommendation. If you have further questions in regards to her back ground or qualifications, please do not hesitate to contact me. Sincerely Kathleen Lewis 901-322-0753 Kathleen.Lewis@bankparagon.com

To Whom It May Concern, I am writing on behalf of Denise Bowen, a former employee of mine, whose character and dependability are unparalleled among her peers. Denise worked for me as a Sr. Underwriter and I highly recommend her for employment. Denise has excellent communication skills, extremely organized, and reliable. She is computer literate and a quick learner on Loan Originating Systems (LOS). She can work independently and is able to follow through to ensure the job gets done. She is a team player who was willing to assist in other areas of the operations department. Denise would be a tremendous asset for your company and has my highest recommendation. If you have further questions in regards to her back ground or qualifications, please do not hesitate to contact me. Sincerely Kathleen Lewis 901-322-0753 Kathleen.Lewis@bankparagon.com

To Whom It May Concern, I am writing on behalf of Denise Bowen, a former employee of mine, whose character and dependability are unparalleled among her peers. Denise worked for me as a Sr. Underwriter and I highly recommend her for employment. Denise has excellent communication skills, extremely organized, and reliable. She is computer literate and a quick learner on Loan Originating Systems (LOS). She can work independently and is able to follow through to ensure the job gets done. She is a team player who was willing to assist in other areas of the operations department. Denise would be a tremendous asset for your company and has my highest recommendation. If you have further questions in regards to her back ground or qualifications, please do not hesitate to contact me. Sincerely Kathleen Lewis 901-322-0753 Kathleen.Lewis@bankparagon.com