Demi Ngo

Staff Accountant at FHWV Partners, LLP
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Contact Information
us****@****om
(386) 825-5501
Location
Fountain Valley, California, United States, US

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J. Marshall Senkarik, MBA

I shared multiple graduate courses with Dung in the MBA program at CSU-Long Beach, and she was my teammate representing Long Beach at the International Collegiate Business Strategy Competition. Together we made up the finance portion of the corporate staff, and her work was impeccable. Dung’s contentious attitude and excellent work ethic were a main factor in our group’s success. Her mature and measured approach to finance, and her expertise with the tools and mechanics of this essential functional area matched well with my more aggressive approach to our team’s capital budgeting. She is a diligent and thorough worker who will go out of her way to make sure the job is done, and done correctly. Dung will be an asset to any team she is on, and to any company lucky enough to have her. I highly recommend her to any position in corporate finance, and especially planning, budgeting, or analysis.

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Credentials

  • Certified Public Accountant
    California Board of Accountancy

Experience

    • United States
    • Accounting
    • 1 - 100 Employee
    • Staff Accountant
      • Jun 2021 - Present

      • Manage clients' month end, quarter end and year end close process, review accounting balances, prepare Profit and Loss statement and Balance Sheet, summarize financial results, and analyze results with a focus on driving improvements to enable business decisions • Prepare and file income tax returns for individuals, partnerships, S-Corps, C-Corps and trusts using Lacerte; research tax laws to ensure the compliance with federal and state regulations; maintain comprehensive tax records and financial data for institutional use and audits • Prepare and file Sales and Use Tax returns, business property statements (571L), business tax renewals, 1099 and various reports required by local authorities • Prepare quarterly and annual consolidated Profit and Loss and Balance Sheet for management reporting • Assist with external audits, e.g. retirement plan audits, worker compensation insurance audits and bank audits, by preparing schedules, supporting reports and providing requested information • Prepare and review journal entries into various accounts on an ongoing basis for accuracy and completeness, perform reconciliations, research the cause of discrepancies, and make correcting entries • Participate in payroll process; prepare depreciation schedules and loan payment schedules • Attend webinars and training courses to stay updated on tax laws, US GAAP and industry developments Show less

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Government Underwriter
      • May 2020 - Jun 2021

      • Underwrote FHA and conventional loans in compliance with agencies’ guidelines and internal standards • Reviewed complex loans covering multi rental properties and business structures • Analyzed personal and business financial statements and tax returns for self-employed borrowers, Partnerships, S Corporations and C Corporations for accuracy of income calculations • Communicated with clients, sales teams and operations teams to resolve outstanding issues and ensure timely closing of mortgage applications Show less

    • United States
    • Financial Services
    • 400 - 500 Employee
    • Underwriter
      • Dec 2015 - May 2020

      • Underwrote and performed thorough analysis of applicant's income and expense data, asset documentation, credit reports, title reports and property valuations in compliance with Fannie Mae, Freddie Mac and FHA’s guidelines as well as company and investors’ overlay requirements. • Underwrote and performed thorough analysis of applicant's income and expense data, asset documentation, credit reports, title reports and property valuations in compliance with Fannie Mae, Freddie Mac and FHA’s guidelines as well as company and investors’ overlay requirements.

    • United States
    • Banking
    • Account Manager
      • Jul 2014 - Dec 2015

      • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loans including Conventional, FHA, FHA 203k, HECM, VA loans • Processed mortgage applications from approval to closing, Verified all documentation (credit, income, asset, purchase contract, appraisal report, insurance, and title report) for accuracy and completeness • Provided exceptional customer service to both internal (LOs, Underwriters, Account Executives) and external customers (Brokers, Escrow and Title, AMC and borrowers) • Built knowledge about latest banking products and services and regulation through in-house training Show less

    • Financial Analyst
      • May 2008 - Jun 2010

      • Coordinated real estate investment projects with investors from Singapore, Japan and Qatar • Assisted investment analysts in fund-raising prospectus and investment proposal • Researched, compiled and maintained economics and real estate market database • Coordinated real estate investment projects with investors from Singapore, Japan and Qatar • Assisted investment analysts in fund-raising prospectus and investment proposal • Researched, compiled and maintained economics and real estate market database

Education

  • California State University-Long Beach - College of Business Administration
    MBA, Finance
    2010 - 2013
  • University of Foreign Trade
    BS, Economics
    2002 - 2007

Community

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