Senior Associate

• Jan 2023 - Present

-Involved in model validation under MFRS9 requirements for multiple local bank’s retail portfolio. The scope includes reperforming and validating the Expected Credit Loss (ECL) models such as PD, LGD, EAD and Forward-Looking models.-Performed validation of a Commercial portfolio credit scoring model for a credit scoring agency covering data validation and model validation as a core member in the team (including both quantitative and qualitative reviews).-Assisted in the preparation of a local bank in establishing Credit Risk Mitigation Technique (CRMT) under BNM’s CAFIB Basel II requirement. The scope covers identifying the gaps for implementing CRMT and providing the necessary recommendations.-Took lead in various valuation work, including valuation on options, forward contracts, currency/ FX swaps. Show less

Associate

• Nov 2021 - Jan 2023

Research And Development Intern

• May 2021 - Aug 2021

• Conducted research on different insurance products to identify new opportunities for product development • Assisted in the launch of a new takaful life insurance product • Reached out to companies to explore on partnership opportunities • Conducted research on different insurance products to identify new opportunities for product development • Assisted in the launch of a new takaful life insurance product • Reached out to companies to explore on partnership opportunities

Pricing Intern

• Jan 2021 - Mar 2021

• Conducted research and assisted in producing pricing basis as well as product development initiatives • Provided technical/actuarial support in determining the reinsurance rates for facultative cases • Assessed and reviewed the facultative cases by calculating the premium margin and loading rates if required • Performed technical review for the profit metrics (e.g. IRR, NBEV) of the insurance products • Learned how to use actuarial software AXIS in modelling • Conducted research and assisted in producing pricing basis as well as product development initiatives • Provided technical/actuarial support in determining the reinsurance rates for facultative cases • Assessed and reviewed the facultative cases by calculating the premium margin and loading rates if required • Performed technical review for the profit metrics (e.g. IRR, NBEV) of the insurance products • Learned how to use actuarial software AXIS in modelling

Student Helper

• Oct 2018 - Jan 2019

1. To help with re-arrange and filing of documents of photocopying 2. To carry out data entry tasks 3. To dispatch any documents necessary 1. To help with re-arrange and filing of documents of photocopying 2. To carry out data entry tasks 3. To dispatch any documents necessary

Tutor

• Dec 2016 - Jun 2017

Teaches the students on intermediate level mathematics using different approaches as each student has different level of capability and understanding towards the syllabus Teaches the students on intermediate level mathematics using different approaches as each student has different level of capability and understanding towards the syllabus