Debra Denman

Mortgage Loan Originator - NMLS NMLS #1429225 at Homestead Funding Corp.
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Contact Information
us****@****om
(386) 825-5501
Location
United States, US
Languages
  • English -

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Experience

    • United States
    • Financial Services
    • 200 - 300 Employee
    • Mortgage Loan Originator - NMLS NMLS #1429225
      • Jan 2016 - Present

      Originate and close residential mortgage loans Originate and close residential mortgage loans

    • United States
    • IT Services and IT Consulting
    • 700 & Above Employee
    • IT Contractor (Multiple Contracts)
      • Jun 2010 - Oct 2015

      Responsible for analyzing Business and Technical Requirements prior to Creating Test Deliverables including Test Strategies, Test Plans, Test Scrips, and Test Conditions, Executing Manual Test Scripts in Web, Mainframe, and Legacy Systems, Reporting Test Results including Pass/Fail Status, Defect Reporting, and Requirements Tractability, Performing Functional, Iterative, Int,. ration, End-to-End, Regression, and UAT Testing, Creating UAT Test Scripts in collaboration with Business Analysts, Executing and Maintaining Regression Test Suites, Executing and Analyzing Test Results of Automated Test Scripts (QTP), Executing Manual Test Scripts for multiple devices including desktop, mobile (iOS/Android) and tablet (iOS/Android). Show less

    • QA Analyst
      • Mar 2013 - Nov 2014

      I have extensive experience with Quality Assurance which includes mainframe, legacy, and web-based testing. I have created and executed test cases, test scripts, and test conditions from use cases and business and technical requirements; supported business partners during and immediately following implementations; performed system, functional, iterative, integration, user acceptance, and regression testing; and, documented and reported defects.

    • Real Estate Sales
      • Sep 2006 - Oct 2011

      I was a State of Florida Licensed Mortgage Broker and Real Estate Sales Associate from 10/2006 - 12/2009, where I originated and processed residential loans for homebuyers. I have a good understanding of the retail loan origination process and procedures including uploading 1003’s into automated underwriting systems including e-magic, Calyx, AUS, or other lender specific systems such as Desktop Underwriter, or Loan Prospector to obtain underwriting decisions; discussing loan products with clients; running tri-merge credit reports; verifying income/assets by contacting landlords, lenders, banks, employers, and by reviewing divorce decree’s 401(k) statements, tax returns, W2’s, 1099’s, paystubs, and CPA letters and statements; analyzing credit reports to verify that loan applicants met minimum federal guidelines for loan product(s); obtained written letters of explanation from applicants for collections, missed rent, slow credit, bankruptcies, and foreclosures; and, reviewed HUD-1 Statements from Title Agency prior to closing and conveying any discrepancies to title agent(s). Show less

    • Licensed Mortgage Broker
      • Jun 2006 - Dec 2010

      Responsible to lenders and loan applicants from loan application to closing, guiding applicants to the optimal loan product for their financial situation, and counseling clients on credit issues when necessary. Responsible to lenders and loan applicants from loan application to closing, guiding applicants to the optimal loan product for their financial situation, and counseling clients on credit issues when necessary.

Education

  • Georgia State University
    Master's Degree, Juvenile Justice/Public Adminsitration
    1981 - 1983

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