Realtor

• Oct 2001 - Present

Realtor

• Oct 2001 - Present

Analyze property listings, develop marketing plans, interview prospective clients, accompany clients to property sites, discuss conditions of sale, draw up real estate contracts, and assist with negotiating the best possible terms. Exceed client expectations by clearly understanding all needs, requirements, and financial stipulations.• Utilized strong consultative selling and relationship building to secure new business.• Researched and prepared market analysis, statistics, and relevant data for current and potential customers.• Highlighted key selling attributes.• Created marketing materials and promoted listed properties. • Used Multiple Listing Service; in print, and online sources.• Planed and hosted successful open houses, Broker opens and several networking events.• Skillfully negotiate financial contracts. Show less

Loan Officer

• Mar 1996 - Mar 2001

• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. • Approve loans within specified limits, and refer loan applications outside those limits to management for approval. • Meet with applicants to obtain information for loan applications and to answer questions about the process. • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. • Review and update credit and loan files. • Review loan agreements to ensure that they are complete and accurate according to policy. • Compute payment schedules. • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs. • Submit applications to credit analysts for verification and recommendation. • Handle customer complaints and take appropriate action to resolve them. • Work with clients to identify their financial goals and to find ways of reaching those goals. • Confer with underwriters to aid in resolving mortgage application problems. • Market bank products to individuals and firms, promoting bank services that may meet customers' needs. • Analyze potential loan markets and develop referral networks in order to locate prospects for loans. Show less