David Pill
Mortgage & Protection Specialist at Platinum Financial Ltd- Claim this Profile
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Bio
Experience
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Platinum Financial Ltd
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United Kingdom
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Financial Services
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1 - 100 Employee
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Mortgage & Protection Specialist
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Aug 2018 - Present
Newcastle upon Tyne, United Kingdom Providing bespoke advice to shareholders and Directors of businesses about the importance of Business Protection to ensure that in the event of accident, illness or death the business would have the financial resilience to continue trading. Offering advice to personal clients as well on residential and buy to let mortgages alongside the importance of personal life insurance, critical illness cover and income protection.
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The Will Guys
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United Kingdom
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Legal Services
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1 - 100 Employee
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Will Writer
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Aug 2018 - Present
Newcastle upon Tyne, United Kingdom Offering Will Writing Services, Estate Planning advice, Trusts and Lasting Powers of Attorneys. Appointments from the comfort of a clients home at a time to suit them and all at market leading prices.
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Director
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Aug 2015 - Present
Newcastle upon Tyne, United Kingdom Property Developments & Funding
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Senior Underwriter
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Jan 2008 - Aug 2015
Newcastle upon Tyne, United Kingdom A specialist Development Finance lender for which I was responsible for sourcing new business opportunities and assessing potential projects. I would undertake all of the necessary due diligence on the project and review any professional reports that were undertaken. Once a project commenced I conducted regular site inspections with the borrowers and ensured build costs and works were on track against the original appraisal. This would involve liaising with a professional team consisting of… Show more A specialist Development Finance lender for which I was responsible for sourcing new business opportunities and assessing potential projects. I would undertake all of the necessary due diligence on the project and review any professional reports that were undertaken. Once a project commenced I conducted regular site inspections with the borrowers and ensured build costs and works were on track against the original appraisal. This would involve liaising with a professional team consisting of valuers, monitoring surveyors, QS, engineers and building contractors. I was responsible for funding in excess of £20m of Construction Works against a Gross Development Value of £35m. These included a £3m revolving facility over 3 years for a £12m build of 55 units in Stirling, a £1.5m loan to build a block of 14 luxury apartments in a town located on the Cumbrian coastline, a £1m conversion of a former public house / accomodation block in rural Northumberland to 6 houses and a £500k renovation of a Georgian house to 5 luxury apartments in Harrogate. Show less
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GMAC/Residential Capital Corporation
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United States
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Capital Markets
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Mortgage Underwriter
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Jan 2004 - Dec 2007
Newcastle upon Tyne, United Kingdom A niche mortgage lender called HSHL which formed part of the GMAC-RFC group with annual lending of c.£1billion. I was responsible for the assessment of mortgage applications within my mandate level of £500,000. Worked with a large number of mortgage intermediaries in helping to resolve problematic cases, dealt with correspondence from solicitors and worked closely with our national sales team to improve the quality and number of applications being submitted.
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Education
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Marden High School
9 GCSE's, A* to C