Chief Operating Officer

• Mar 2021 - Present

Chief Financial Officer

• Feb 2019 - Mar 2021

I was the principal strategist of financial operations for an equipment leasing company reporting directly to the CEO, including accounting functions, lease accounting, audits, regulatory and tax filings, compliance, reporting, budgeting, and new policy implementation. I create new policies, procedures, and standards to enhance accounting operations. I also deliver financial analysis, models, and proformas to support executive decision-making. Furthermore, I define and establish KPIs and target benchmarks. • Led and empowered 20+ cross-functional personnel. • Subject Matter Expert (SME) on internal controls, continuous process improvements, software systems, regulatory compliance, and accounting. • Provided oversight of the $4MM budget. • Updated and enhanced financial reports, KPIs, budgets, and chart of accounts. • Change agent that identified issues, closed gaps, and streamlined IT functions. Show less

CFO

• Jan 2017 - Dec 2017

In this role, I was a proactive leader of financial operations, driving revenue generation and profitability initiatives, negotiations, and growth positioning. • More than doubled revenues to $6.7M. • Grew the headcount from 21 to 51 members. • Negotiated a $35M private debt facility. Closed $2.5M in bank financing. • Led the turnaround from a $500K loss (2016) to $600K in profits (2017). • Optimized financial functions for a SaaS/Security equipment manufacturer. In this role, I was a proactive leader of financial operations, driving revenue generation and profitability initiatives, negotiations, and growth positioning. • More than doubled revenues to $6.7M. • Grew the headcount from 21 to 51 members. • Negotiated a $35M private debt facility. Closed $2.5M in bank financing. • Led the turnaround from a $500K loss (2016) to $600K in profits (2017). • Optimized financial functions for a SaaS/Security equipment manufacturer.

CFO & President

• Aug 2013 - Aug 2015

I co-pioneered a commercial light-duty truck rental company. I aligned business to market and consumer trends, extracting competitive and economic intelligence to develop financial strategies, initiatives, and data-driven solutions. • Directed and equipped 27 cross-functional employees to manage 2K trucks • Catapulted monthly revenues from zero to $1.8M in 2 years. EBITDA $500K within 24 months. • Secured $33M in equity and $65M in a Senior LOC. EBITDA $500K within 24 months. • Implemented Navision (NAV) to streamline accounting. Show less

CFO

• Jan 2010 - Jul 2013

I co-launched a sister company to Tetra Financial Group, an indirect subprime auto lender. I planned and delivered essential strategies for growth, consistently positioning the company for sustainable expansion, YOY profits, and multimillion dollar revenue generation. • Raised $3M in equity and closed $40M Line of Credit. • Bolstered the portfolio from zero to $35MM in 3 years, achieving profitability in the first year. • Rolled out a custom SaaS origination system and updated the loan servicing system to Nortridge. • Principal inventor of an auto loan financial product sold to community banks at a 100% advance rate. Received approval as a standard bank loan product after being vetted by bank regulators. Show less

CFO

• Mar 2008 - Jan 2011

At Tetra, I was the primary overseer of financial management of a $100M mid-ticket equipment leasing company, with emphasis in organizational development and turnaround in the great recession. I identified key areas for improvement and revitalization, advancing strategic change. • Supervised and coached 51 cross-functional personnel. • Brought financial operations current by completing 5 years of audits and 2 years of delinquent accounting in 3 years. • Upgraded the accounting system (GP) and initiated new sales management software, Lease Team. • Vital contributor to resolving 23+ troubled leases worth $40MM, minimizing losses and overall impact. Show less

Senior Vice President Finance

• Apr 2001 - Jun 2007

At Prestige, I was instrumental in propelling financial operations, reporting directly to the CEO and other C-Suite leaders. I administered the Asset Back Securitizations program, continuously enhancing pricing, terms, and expense ratios. I forged and fostered relationships with rating agencies, ABS investors, banks, monoline insurers, and key stakeholders. I was considered a Subject Matter Expert (SME) in loan portfolio management and auto lending. Additionally, I delivered accurate and insightful financial analysis and portfolio modeling to promote data-driven decisions. • Executed 8 Asset Backed Securitizations funding $1.5B. • Recognized as Employee of the Year (2006) and was 4-time Employee of the Month. • Boosted assets from $69M to $540M, while expanding the workforce from 60 to 385 well-qualified talent. • Elevated profitability from $6.6M to $30M+ with an average ROE of 25%. • Conceptualized and project-managed the remodel of a 43K square foot office building. • Designed and deployed a credit scorecard system and data warehouse. • Provided oversight of IT function and drove the development and integration of a loan servicing system enterprise-wide. Show less