Experience

Financial Services Volunteer Corps

• United States
• Financial Services
• 1 - 100 Employee

• Financial Consultant

  • Jul 2009 - Present

  FSVC is a not-for-profit organization based in NYC that advances economic development by strengthening financial sectors in developing countries. Provide volunteer consulting services to foreign banks in developing countries covering credit risk training as well as prudent process review of lending, underwriting and portfolio management practices. Credit risk training projects in Egypt and Russia supported and funded by separate programs of the U.S. Department of State and a publicly-traded U.S. bank. Credit process review for private banks in Azerbaijan and Ukraine funded with U.S. Government support. Show less



Conscience VC

• United States
• Venture Capital and Private Equity Principals
• 700 & Above Employee

• Credit Risk Management Consultant

  • Aug 2018 - Present

  Banking consulting services including loan portfolio review and credit risk process review/recommendation. 35+ years commercial banking experience covering credit risk, client relationship management, loan workout and underwriting. C&I and agricultural credit exposure focus. Banking consulting services including loan portfolio review and credit risk process review/recommendation. 35+ years commercial banking experience covering credit risk, client relationship management, loan workout and underwriting. C&I and agricultural credit exposure focus.



Umpqua Bank

• United States
• Banking
• 700 & Above Employee

• SVP- Credit Administrator

  • Jun 2010 - Jul 2018

  Credit Administrator with over three decades of credit risk management and commercial lending experience in agriculture (inside and outside the farm gate); C&I OO/ABL; and CMRE. Current responsibility covering diverse credit risk approval/management of northern CA and southern OR commercial loan portfolio. Based in Portland, publicly-traded Umpqua Bank provides full-service banking in the western U.S. with total assets of $25 billion. Credit Administrator with over three decades of credit risk management and commercial lending experience in agriculture (inside and outside the farm gate); C&I OO/ABL; and CMRE. Current responsibility covering diverse credit risk approval/management of northern CA and southern OR commercial loan portfolio. Based in Portland, publicly-traded Umpqua Bank provides full-service banking in the western U.S. with total assets of $25 billion.



Rabobank International

• SVP, Senior Credit Officer

  • Mar 1995 - Dec 2009

  1995 - 2003: Dallas LPO, Sr Credit Underwriter 2003 - 2006: Toronto, Ontario LPO, Sr Credit Officer- Canada 2006 - 2009: Sacramento,CA office of Rabobank, N.A., Sr Credit Officer 1995 - 2003: Dallas LPO, Sr Credit Underwriter 2003 - 2006: Toronto, Ontario LPO, Sr Credit Officer- Canada 2006 - 2009: Sacramento,CA office of Rabobank, N.A., Sr Credit Officer



Bank One, Texas (Formerly MBank Dallas)

• VP, Dallas office

  • May 1983 - Mar 1995

  Commercial relationship banker with experience in corporate, C&I, energy, utilities, international trade finance, and workouts. Commercial relationship banker with experience in corporate, C&I, energy, utilities, international trade finance, and workouts.