Experience

United Community Bank

• United States
• Banking
• 500 - 600 Employee

• SVP, Manager - Structured Finance

  • Feb 2014 - Present

  United Community Banks, Inc. is the third-largest traditional bank holding company in Georgia, with assets of $7.4 billion. Headquartered in Blairsville, United Community Banks operates 102 banking offices located throughout north Georgia, metro Atlanta, coastal Georgia, western North Carolina, east Tennessee, and western South Carolina.United Community Bank is one of the leading financial institutions in the Southeast, with a 95%* Customer Satisfaction rating - the best in the US banking industry. Mergers have been announced that will expand our Knoxville and Upstate SC franchise and increase our asset size to $9.2BN Show less



Park Sterling Bank

• Director of Asset Based Lending

  • May 2011 - Apr 2013



Carolina First Bank

• Director of Monitored Credit Group

  • Nov 2006 - May 2011

• SVP, Senior Credit Policy Officer, Director of Monitored Credit Group

  • Nov 2006 - May 2011

  Oversee the asset based lending function for The South Financial Group and its subsidiaries, Carolina First Bank (NC & SC) and Mercantile Bank (Fla).



Farmers and Merchants Bank

• Senior Vice President, Chief Credit Officer

  • Mar 2006 - Nov 2006

  Established guidelines for credit underwriting and regulatory compliance (Firrea) Selected and installed automated analysis and financial spreading software Resigned in good Established guidelines for credit underwriting and regulatory compliance (Firrea) Selected and installed automated analysis and financial spreading software Resigned in good



2006 Independence National Bank

• Executive Vice President, Chief Credit Officer

  • Nov 2004 - Mar 2006

  As a member of the executive team, assisted in the planning and implementation of a strategic plan to open an OCC chartered bank in Upstate South Carolina Wrote the credit policy of the bank and selected and installed applicable software for the ongoing underwriting, documentation and management of the loan portfolio Selected vendor for external credit review of the bank's portfolio, policies and procedures Conducted all Board Loan Committee meetings and made regular reports to the Board of Directors on all matters pertaining to credit Show less



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• SVP

  • 2001 - 2005



First Union National Bank

• Banking
• 1 - 100 Employee

• SVP

  • Mar 1986 - Nov 2004



Southern Bank & Trust

• Vice President to Senior Vice President

  • Mar 1985 - Nov 2004

  Established a commercial leasing program for Southern Bank & Trust, later acquired by First Union Managed First Union (South Carolina) Monitored Credit Relationship (ABL) unit Performed as Regional Credit Officer for FUNB coastal and midlands regions Headed FUNB's Portfolio Management functions for South Carolina and Western NC (Charlotte and west) and served on FUNB-SC executive team Designed, implemented and managed FUNB's Business Lending Group serving Business Bankers from Baltimore to Savannah Served as Senior Credit Officer for Community Banking for FUNB/Wachovia for South Carolina and Western NC, including Charlotte. Show less



Citizens & Southern National Bank of SC

• Mgt Associate to Vice President and President

  • Sep 1971 - Mar 1985

  approximately nine years in consumer credit and sales finance a total of five years in consumer and commercial leasing approximately three years in corporate and wholesale banking approximately nine years in consumer credit and sales finance a total of five years in consumer and commercial leasing approximately three years in corporate and wholesale banking



C&S Financial Services, Inc

• President

  • 1981 - 1983