David R. Kim
Private Client Manager at AmeriTrust Mortgage- Claim this Profile
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English Full professional proficiency
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Korean Limited working proficiency
Topline Score
Bio
Experience
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Private Client Manager
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Jan 2022 - Present
In my present role, I connect with industry professionals comprised of bankers, real estate agents and investors, and offer an array of non-qualified mortgage products. I detail the process of qualifying self-employed individuals for these non-traditional loans and facilitate the process. With each client I guide the loan from inception to close while answering any questions or eliminating roadblocks along the way. Since assuming the role, I have secured many industry partnerships that have driven continuous revenue. Other duties and accomplishments include: • Build and maintain industry partnerships that drive continuous revenue. • Execute mortgage loans for business owners that present non-traditional income. • Complete lending services for real estate investors seeking to maximize capacity in the market. • Maintain knowledge of the latest mortgage products available to non-traditional applicants. • Adhere to regulatory compliance associated with mortgage products and lending. • Credited with surpassing lending and client acquisition goals in a challenging market. Show less
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Merchandising Manufacturing Sourcing Inc. (MMS)
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United States
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Retail Apparel and Fashion
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CEO
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May 2016 - Present
Embracing my entrepreneurial spirit, I launched this business and oversee all business efforts. This company designs, manufactures, and imports blue jeans to national chain stores. Clients include: Forever 21, Fashion Nova, Rue 21, Hot Topic, Windsor, and Beall's. Other duties and accomplishments include: • Expanded the sales of the business and achieved $30M in revenue during the peak of the operation. • Managed most of the process including design, sales, distribution. • Negotiated manufacturing agreements with international partner. • Reduced costs and overhead without sacrificing quality to increase margins. • Accessed commercial credit to fuel business growth. • Restructured the business post-COVID and charted a path to regain profitability. . Show less
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Avercorp Industries
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Printing Services
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CEO
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Jan 2006 - May 2016
At this point in my career, I launched a successful holding company that had business interests in an array of different sectors. I determined goals, crafted strategies, and introduced action plans to capture objectives. Some of the businesses in the organization included: Fly Digital Print (printing), Global Zen (clothing), and Ayers Bath (bath fixtures), among others. Directed a staff of 30 on a daily basis. Conferred with leadership of each individual business, generated action plans, and monitored execution. Other responsibilities and accomplishments included: • Successfully led all aspects of the business from sourcing to sales. • Attended trade shows and events to secure new sales partners. • Exhibited the ability to coalesce companies from a diverse product portfolio under a single entity. • Negotiated and secured commercial equipment leases. • Applied and received SBA loans with the goal of expanding operations and driving revenue. • Contributed to marketing and advertising efforts to promote each respective brand. Show less
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ADVANCED MEDICAL PLACEMENT
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United States
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Staffing and Recruiting
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CEO
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Jan 2003 - Jan 2006
• Engaged with stakeholders, assessed staff needs, and placed qualified interim nurses. • Directed a team comprised of 5 staffers and 50 nurses. • Engaged with stakeholders, assessed staff needs, and placed qualified interim nurses. • Directed a team comprised of 5 staffers and 50 nurses.
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GE Capital
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United States
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Financial Services
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700 & Above Employee
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Regional Sales Manager
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Jan 2001 - Jan 2003
• Prospected for clients, delivered presentations, and outlined Equipment and SBA financing in Orange County. • Bestowed the Major League Award for surpassing goals and objectives. • Prospected for clients, delivered presentations, and outlined Equipment and SBA financing in Orange County. • Bestowed the Major League Award for surpassing goals and objectives.
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Certified Development Corporation
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Financial Services
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Commercial Loan Officer
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Jan 1999 - Jan 2001
• Liaised with commercial banks to structure and fund SBA 7a loans. • Structured and approved credit for debenture bonds for SBA 504 loans. • Liaised with commercial banks to structure and fund SBA 7a loans. • Structured and approved credit for debenture bonds for SBA 504 loans.
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Bank of America
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United States
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Banking
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700 & Above Employee
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Relationship Business Officer
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Jan 1996 - Jan 1999
• Connected with companies in an array of sectors, highlighted product solutions, and marketed credit facilities, and SBA financing based on organizational needs. • Achieved and surpassed quotas for establishing new clients. • Accomplished a #2 rank within the state for new credit fundings. • Exceeded sales and service goals during tenure in the position.
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Branch Manager
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Jan 1994 - Jan 1996
• Commended for increasing branch sales ranking from 27th to 5th in the district. • Regarded as the youngest ever promoted to Branch Manager in the district.
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Preferred Banking Officer
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Jan 1990 - 1994
• Engaged with High Net Worth (HNW) clients, assessed banking needs, and expanded relationships. • Selected for Bank of America’s pilot program which launched the transition to a sales organization.
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Education
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California State University, Fullerton
BA Marketing-Management, Marketing/Marketing Management, General