David Hertig
Mortgage Loan Officer at Consolidated Community Credit Union- Claim this Profile
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English -
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Bio
Experience
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Consolidated Community Credit Union
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United States
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Banking
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1 - 100 Employee
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Mortgage Loan Officer
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Mar 2021 - Present
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Consumer Loan Underwriter
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Aug 2011 - Mar 2021
· Independently perform financial analysis on consumer and home equity loan products.· Review, evaluate and synthesize data to ascertain loan viability and identify risk issues and potential fraud.· Assess loan attributes and documentation for soundness and accuracy.· Determine appropriate recommendations subject to management and underwriting guidelines.· Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors.· Identify and recommend alternatives regarding loan-structuring and financing solutions. Show less
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KeyBank
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United States
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Banking
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700 & Above Employee
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Operations Supervisor
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Jul 2003 - Aug 2011
· Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter. · Recruit staff members and oversee training programs. · Establish procedures for custody or control of assets, records, and securities to ensure safekeeping. · Examine, evaluate, and process loan applications. · Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter. · Recruit staff members and oversee training programs. · Establish procedures for custody or control of assets, records, and securities to ensure safekeeping. · Examine, evaluate, and process loan applications.
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Education
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Washington State University Vancouver
Bachelor's degree, Personnel Psychology/Human Resources