David Earwood, JD, CPCU, API, AINS

Manager, Product Development Department at Columbia Insurance Group
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Contact Information
us****@****om
(386) 825-5501
Location
Greater Columbia, Missouri Area
Skills

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5.0

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Curt Bulloch

David was very knowledgeable in launching the new Landlord Policy for Property Managers at NARPM--National Association of Residential Property Managers.

David Carmany

David led the property product management and development at CSE -he not only carried a very heavy and complex workload, but also moved the products forward with skill and acumen. Dave was a great product leader for us and also a cultural leader, making it a fun place to work.

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Experience

  • Columbia Insurance Group
    • United States
    • Insurance
    • 100 - 200 Employee
    • Manager, Product Development Department
      • 2016 - Present

      Manage Commercial & Personal Lines Product Development Department Commercial (15 states) - BOP, Package, Commercial Property, Commercial Auto, Commercial Umbrella, Commercial General Liability, Workers Comp, Farm, Commercial Inland Marine, and Crime Personal Lines (8 states) - Personal Auto, Personal Umbrella, Personal Inland Marine Manage the development of new products/coverages and the maintenance of rates, rules, coverage forms and company manuals. Extensive experience drafting new policy/coverage forms and updating existing library to correspond to industry trends and opportunities. Manage all product filings and collaborate with state regulators to ensure approvals align with planned effective dates. Partner with Legal to address compliance and regulatory issues. Monitor, interpret and adopt bureau (e.g. NCCI, Verisk/ISO) circulars. IT Liaison (e.g. draft IT requirement for product changes, key resource for product related system impacts). Lead research and analysis to capture trends related to industry/competitor product pricing, coverages and underwriting practices. Lead rate/product reviews. Provide support to Claims staff regarding coverage issues. Collaborate with Actuarial, Underwriting, IT, and Claims in the review of loss trends, underwriting appetite, coverages, and innovation. Show less

  • CSE Insurance Group
    • United States
    • Insurance
    • 100 - 200 Employee
    • Senior Product Manager
      • 2014 - Jun 2016

      Manage Personal Lines Property (Home, Condo, Renters, Dwelling Fire), Umbrella, and Earthquake Products in CA, NV, AZ and UT Innovator of Next Generation Landlord (Dwelling Fire) Product - As illustrated by the Insurance Journal in July 2016 Manage Personal Lines Property (Home, Condo, Renters, Dwelling Fire), Umbrella, and Earthquake Products in CA, NV, AZ and UT Innovator of Next Generation Landlord (Dwelling Fire) Product - As illustrated by the Insurance Journal in July 2016

  • Sequoia Insurance Company (an AmTrust company)
    • AVP, Product Development
      • 2010 - 2013

      Commercial & Personal Lines. Commercial & Personal Lines.

  • Farmers Insurance
    • United States
    • Insurance
    • 700 & Above Employee
    • Senior Product Manager
      • 2007 - 2010

      Northeast Region Commercial Product Manager Personal Auto Product Manager Northeast Region Commercial Product Manager Personal Auto Product Manager

  • USAA
    • United States
    • Financial Services
    • 700 & Above Employee
    • Director of Product Management
      • 2006 - 2007

      Personal Auto Product Management Personal Auto Product Management

  • AAA Auto Club Enterprises
    • United States
    • Insurance
    • 700 & Above Employee
    • Product Manager
      • 1997 - 2006

      Personal Auto, Homeowners, Renters, Umbrella, and Watercraft Personal Auto, Homeowners, Renters, Umbrella, and Watercraft

Education

  • California State Polytechnic University-Pomona
    B.S., Finance, Real Estate, and Law
  • American-College of Law
    Juris Doctor, Law
  • Insurance Institute of America
    Chartered Property & Casualty Underwriter (CPCU), Personal and Commercial Insurance

Community

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