Experience

Evergreen Business Capital

• United States
• Financial Services
• 1 - 100 Employee

• Senior Credit Officer/Internal Loan Officer

  • Oct 2008 - Present

  Underwrite owner occupied commercial real estate and long-term equipment financing projects for the SBA 504 program. Analyze loan applications to assess credit worthiness by examining and analyzing both corporate/personal financial statements and tax returns, projected financial results, business trends, and collateral strengths and weaknesses. Prepare comprehensive credit presentations for Evergreen’s Board approval. Create loan packages, including Loan Authorizations and required documents for SBA submittal and loan approval. Review environmental assessments and commercial appraisals and submit to the SBA. Credit administration – review credit analysis for credit worthiness and prepare electronic submissions for Evergreen’s Board approval. Implemented processes for the training of new employees. Managed and coordinated Evergreen Business Capital’s response to the 2014 SBA audit of approved loan application files. Show less

• Underwriter

  • Nov 2006 - Oct 2008

  Underwrite owner occupied commercial real estate and long-term equipment financing projects for the SBA 504 program. Analyze loan applications to assess credit worthiness by examining and analyzing both corporate/personal financial statements and tax returns, projected financial results, business trends, and collateral strengths and weaknesses. Prepare comprehensive credit presentations for Evergreen’s Board approval. Create loan packages, including Loan Authorizations and required documents for SBA submittal and loan approval. Review environmental assessments and commercial appraisals and submit to the SBA. Show less



Banner Bank

• Bellevue, Washington

• Loan Officer

  • Apr 2006 - Nov 2006

  Introduced the newly formed Banner Bank SBA Lending Division to Bank Loan Officers. Worked directly with small business owners, and Bank Loan Officers, to analyze credit worthiness and obtain Bank and SBA 7(a) loan program credit approval. Introduced the newly formed Banner Bank SBA Lending Division to Bank Loan Officers. Worked directly with small business owners, and Bank Loan Officers, to analyze credit worthiness and obtain Bank and SBA 7(a) loan program credit approval.



Evergreen Business Capital

• Greater Seattle Area

• Assistant Loan Officer

  • Feb 2003 - Apr 2006

  Supported the top producing Loan Officer by managing an average project pipeline of more than 50 projects totaling over $74 million. Met and exceeded team lending goals for nine straight quarters. Analyzed borrower financial and credit information to assess credit worthiness. Supported the top producing Loan Officer by managing an average project pipeline of more than 50 projects totaling over $74 million. Met and exceeded team lending goals for nine straight quarters. Analyzed borrower financial and credit information to assess credit worthiness.