I just wanted to thank Darrold for his excellent service these past three years, as PayForward's AML officer. The professionalism and effectiveness with which Darrold established and executed the company's AML program were absolutely top-notch. This is an extremely important function for our firm and the senior management team truly appreciates Darrold's contribution to our success. His handling of our regulatory regime allowed the company's leadership to focus on running the business, and for that we are most grateful. I recommend Darrold to any firm that needs a full time, dedicated AML Officer.

I am pleased to write this recommendation for Darrold Wagner, who served as AML Officer for PayForward for the last 3+ years. PayForward offers a range of payment and rewards services for consumers and enterprise partners, and therefore requires a vigorous compliance program including extensive AML and prepaid regulatory controls. When Darrold joined PayForward, our sponsor bank nearly jumped for joy at the strength of Darrold’s resume alone. He went on to design and implement an AML program that has stood up to the most rigorous scrutiny from auditors, resulting in 0 audit exceptions and 0 money laundering incidents for the firm during his tenure. AML is a space that Darrold knows inside and out; he also keeps up with the latest regulatory developments and AML best practices, and he has a vast network of contacts in the industry. Beyond AML, we have relied on Darrold for expert advice and guidance on a broad range of business initiatives from the standpoint of general regulatory compliance and sound business, risk and fraud management practices. Darrold’s overall experience and judgment in these matters are extraordinary. He also performed internal operational audits that delivered great value for the firm. Darrold designed an AML program that was so successful that our company could no longer justify a dedicated, full time AML Officer. For a firm that needs to staff such a position, Darrold will be a great find.

I just wanted to thank Darrold for his excellent service these past three years, as PayForward's AML officer. The professionalism and effectiveness with which Darrold established and executed the company's AML program were absolutely top-notch. This is an extremely important function for our firm and the senior management team truly appreciates Darrold's contribution to our success. His handling of our regulatory regime allowed the company's leadership to focus on running the business, and for that we are most grateful. I recommend Darrold to any firm that needs a full time, dedicated AML Officer.

I am pleased to write this recommendation for Darrold Wagner, who served as AML Officer for PayForward for the last 3+ years. PayForward offers a range of payment and rewards services for consumers and enterprise partners, and therefore requires a vigorous compliance program including extensive AML and prepaid regulatory controls. When Darrold joined PayForward, our sponsor bank nearly jumped for joy at the strength of Darrold’s resume alone. He went on to design and implement an AML program that has stood up to the most rigorous scrutiny from auditors, resulting in 0 audit exceptions and 0 money laundering incidents for the firm during his tenure. AML is a space that Darrold knows inside and out; he also keeps up with the latest regulatory developments and AML best practices, and he has a vast network of contacts in the industry. Beyond AML, we have relied on Darrold for expert advice and guidance on a broad range of business initiatives from the standpoint of general regulatory compliance and sound business, risk and fraud management practices. Darrold’s overall experience and judgment in these matters are extraordinary. He also performed internal operational audits that delivered great value for the firm. Darrold designed an AML program that was so successful that our company could no longer justify a dedicated, full time AML Officer. For a firm that needs to staff such a position, Darrold will be a great find.

I just wanted to thank Darrold for his excellent service these past three years, as PayForward's AML officer. The professionalism and effectiveness with which Darrold established and executed the company's AML program were absolutely top-notch. This is an extremely important function for our firm and the senior management team truly appreciates Darrold's contribution to our success. His handling of our regulatory regime allowed the company's leadership to focus on running the business, and for that we are most grateful. I recommend Darrold to any firm that needs a full time, dedicated AML Officer.

I am pleased to write this recommendation for Darrold Wagner, who served as AML Officer for PayForward for the last 3+ years. PayForward offers a range of payment and rewards services for consumers and enterprise partners, and therefore requires a vigorous compliance program including extensive AML and prepaid regulatory controls. When Darrold joined PayForward, our sponsor bank nearly jumped for joy at the strength of Darrold’s resume alone. He went on to design and implement an AML program that has stood up to the most rigorous scrutiny from auditors, resulting in 0 audit exceptions and 0 money laundering incidents for the firm during his tenure. AML is a space that Darrold knows inside and out; he also keeps up with the latest regulatory developments and AML best practices, and he has a vast network of contacts in the industry. Beyond AML, we have relied on Darrold for expert advice and guidance on a broad range of business initiatives from the standpoint of general regulatory compliance and sound business, risk and fraud management practices. Darrold’s overall experience and judgment in these matters are extraordinary. He also performed internal operational audits that delivered great value for the firm. Darrold designed an AML program that was so successful that our company could no longer justify a dedicated, full time AML Officer. For a firm that needs to staff such a position, Darrold will be a great find.