Darlene Ackley-Raymond
VP Mortgage Loan officer at Iowa State Bank (Des Moines, IA)- Claim this Profile
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Bio
Credentials
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FLA - Forensic Loan Auditor
Certified Forensic Loan Auditors, LLCAug, 2017- Sep, 2024
Experience
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Iowa State Bank (Des Moines, IA)
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United States
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Banking
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1 - 100 Employee
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VP Mortgage Loan officer
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Sep 2022 - Present
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Federal Home Loan Bank of Des Moines
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United States
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Financial Services
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200 - 300 Employee
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Senior Collateral Risk Analyst
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Jan 2000 - Sep 2022
Conduct the verification process to review the existence, eligibility and overall quality of collateral pledged by borrowing financial institutions (members) to secure advances and other credit commitments from the Federal Home Loan Bank Des Moines in a 13 state district. Provide consultation to members on how to maximize borrowing capacity based on reported eligible collateral. Collateral consists of residential loans including 1st, 2nds, HELOCs, government guaranteed and warehouse lines; commercial and multifamily real estate; agricultural real estate; secured business and ag business loans, government guaranteed loans including FSA, USDA, SBA; and business lines of credit. Show less
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Commercial Federal Bank
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Banking
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1 - 100 Employee
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Residential Loan Officer
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1997 - 1999
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Regional Mortgage Processing and Closing Mgr, Mortgage Originator, Construction Lender
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1982 - 1997
My responsibilities included managing two regional mortgage processing and closing centers servicing 24 mortgage originators throughout the State of Iowa for Brenton Mortgages. My prior responsibilities included originating residential mortgages on a commission basis as well as construction loans. My responsibilities included managing two regional mortgage processing and closing centers servicing 24 mortgage originators throughout the State of Iowa for Brenton Mortgages. My prior responsibilities included originating residential mortgages on a commission basis as well as construction loans.
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Education
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Certified Forensic Loan Auditor LLC
Certified Forensic Loan Audtor, Accounting and Finance -
2014 ABA Graduate School of Commercial Lending
Certificate of Completion, Accounting and Finance -
ABA National Commercial Lending School
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Iowa Bankers Leadership Institute
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Cannon School of Real Estate Lending, Charlotte NC
Residential lending -
IBA - Iowa School of Banking