Experience

credX

• Germany
• Financial Services
• 1 - 100 Employee

• Head of Analytics and Support

  • May 2022 - Present



real GmbH

• Düsseldorf und Umgebung, Deutschland

• Head of Treasury

  • Aug 2019 - Apr 2022

  • Construction and development of the new Treasury department including process optimisation • Implementation of the Treasury strategy (Cash Management, Banking Business, Financing, Cash Pooling, Cashflow Analysis) • Liquidity management and cash pooling for real Group including subsidiaries • Short- and long-term liquidity planning • Central contact for banks and external financing partners as well as contract negotiations • Negotiating, structuring and management of guarantees, collateral agreement as well as internal and external loan agreements • Preparation of decision proposals • Regular reporting towards the management board



GALERIA Karstadt Kaufhof GmbH

• Germany
• Retail
• 700 & Above Employee

• Head of Treasury

  • Oct 2015 - Jul 2019

  Head of Treasury (until 06/18 Department Head Treasury) Service-Center for the European companies of HBC Group. In this role: • Liquidity management and cash pooling for all European companies • Liquidity planning (direct and indirect method based on balance sheet and P&L) • Central contact for banks and external financing partners as well as contract negotiations • Negotiating, structuring and management of guarantees, collateral agreement as well as internal and external loan agreements • Foreign currency management and design of process • Preparation of decision proposals • Regular reporting towards the management and HBC Canada • Cooperation with HBC Canada regarding the strategic group financing and the global ABL Facility • Contact support for the European companies • Asset management (pension liabilities)



METRO AG

• Germany
• Wholesale
• 700 & Above Employee

• Group Financing / Treasury Manager

  • Jan 2004 - Sep 2015

  • International foreign exchange trading including development of hedging strategies • Monthly interest and currency forecasts as well as forecasts for the yearly budget planning • Administration and structuring of Intra-Group loans and external credit agreements including guarantees and collateral agreements • Preparation of decision proposals for the management board • Negotiations with banks and leasing companies • Financing and refinancing of real estate • Calculation of leasing and cash flow models • Analysis of specific legal and tax related topics • Liquidity management and Commercial Paper trading • Support of the Netherlands finance company (power of attorney)



Allgemeine HypothekenBank Rheinboden AG

• Department non-performing loans / restructuring for corporate clients

  • Apr 2002 - Dec 2003

  • Initiation and monitoring of enforcement measures as well as compulsory sale procedures and forced administration• Analysis, development and monitoring of default risks and restructuring options and concepts• Institutional forced administration• Support in bankruptcy, insolvency and total enforcement proceedings• Preparation of exposés and development of individual sales concepts for object marketing• Cooperation with brokers and project developers to enhance asset recovery

• Corporate Clients Department

  • Mar 1998 - Mar 2002

  Management of the loans from application until repayment:• Preparation of decision proposals for credit applications• Credit assessment and monitoring• Real estate and security valuation• Calculation of credit conditions• Preparation of loan commitments and agreements• Management of syndicated loans

• Private Clients Department

  • Feb 1997 - Feb 1998

  Administration of the loan portfolio:• Preparation and monitoring of trustee agreements• Execution of asset and borrower changes• Analysis and processing of lien releases• Monitoring of repayments• Issuance of deletion approvals