Experience

SEDCO - Sunshine State Economic Development Corporation

• United States
• Financial Services
• 1 - 100 Employee

• VP Sr. Credit Analyst & Eligibility Officer

  • Jan 2021 - Present

  Clearwater, Florida • Underwrite and process SBA 7(a) Community Advantage and SBA 504 loan applications. • Manage and take ownership of deals from inception to funding.

• AVP Credit Analyst & Eligibility Officer

  • May 2019 - Jan 2021

  Clearwater, Florida • Screen for eligibility and use creative problem-solving to find “yes’s” where others find “no’s”. • Assist in structuring financing solutions for commercial real estate transactions. • Mitigate credit shortfalls through advanced financial stress testing.

• Credit Analyst

  • Jul 2018 - May 2019

  Clearwater, Florida • Underwrite and process SBA 504 loans. • Analyze credit risk under the lens of prudent lending standards. • Negotiate speed and accuracy to achieve a dynamic balance of operating efficiency.



Oleo llc

• Owner / Operator

  • Jul 2016 - 2019

  Tampa/St. Petersburg, Florida Area • Controlled financial management requirements for Oleo LLC (a luxury automotive oil change and detailing company); ensured the company stayed in the black throughout its existence. • Generated 90% of sales through networking, various marketing initiatives. • Independently developed and negotiated business partnerships with high-profile clients, such as U-Haul and GTE Federal Credit Union. • Built a cloud-based business resource database accessible to all owners and authorized users… Show more • Controlled financial management requirements for Oleo LLC (a luxury automotive oil change and detailing company); ensured the company stayed in the black throughout its existence. • Generated 90% of sales through networking, various marketing initiatives. • Independently developed and negotiated business partnerships with high-profile clients, such as U-Haul and GTE Federal Credit Union. • Built a cloud-based business resource database accessible to all owners and authorized users enhancing both management's oversight and the speed with which the database can be updated. • Creatively designed and executed various marketing campaigns and strategies, utilizing split testing to focus the company's message on target market to achieve maximum coverage and efficiency. • Created, documented and implemented Standard Operating Procedures (SOPs) and controls to limit legal liability, establish accountability, maintain control, and to support long term scalability. • Ensured proper filing and payment of all annual and quarterly tax and legal obligations. • Proficient with Google Adwords, Facebook Ads and other forms of conventional and unconventional marketing tools. • Multi-lingual; capable of enhancing cross-cultural communications and the company's diversity. • Created most of the public copyright; designed the Oleo brand; and built Oleo's online presence. Show less



Citi

• United States
• Financial Services
• 700 & Above Employee

• Global Cash Management Analyst

  • Jul 2013 - Jul 2016

  Tampa/St. Petersburg, Florida Area • Saved Citigroup $850,000 per year, by independently reducing over $59 million in stale balances across various Citigroup broker-dealer entities, reducing future cost of capital to the firm. • Uncovered and helped mitigate operational deficiencies/risks, serving as the foundation of future controls, specifically as it relates to the "Leon Limit" within Citigroups, North America Cash Management division. • Funded high-risk, regulated broker-dealer entities, managing liquidity within a… Show more • Saved Citigroup $850,000 per year, by independently reducing over $59 million in stale balances across various Citigroup broker-dealer entities, reducing future cost of capital to the firm. • Uncovered and helped mitigate operational deficiencies/risks, serving as the foundation of future controls, specifically as it relates to the "Leon Limit" within Citigroups, North America Cash Management division. • Funded high-risk, regulated broker-dealer entities, managing liquidity within a governed framework, researching, projecting and analyzing long and short balances. • Assisted in ad-hoc reporting; manipulating large raw data sets and creating charts relating to firm intraday liquidity. • Implemented multiple process improvements that reduced risk to the firm and increased efficiency. • Developed, documented and implemented procedures to reduce volatility in account balances. • Researched and reconciled intercompany breaks; developed Excel macros to automate the process. • Experienced briefer/speaker. Led various team projects and presentations to large audiences. • Selected by leadership to mentor new associates; aided them in adapting to new work environment, developing their communication skills, exploring problem solving techniques, and building their confidence, consequently accelerating the new associate's ability to achieve full office potential. • Maintained controls in order to anticipate, track and resolve issues related to bank balances, account activity and bookkeeping. • Recognized as Employee of the Quarter once in 2014 and again in 2015. Show less



Nuance Communications

• United States
• Software Development
• 700 & Above Employee

• Order Management Associate

  • 2012 - 2013

  Melbourne, Florida Area • Worked directly with sales managers; received sales information from them and documented that information in company records via the Oracle data base. • Coordinated all updates with quality control to ensure accuracy of records and ease of retrieval. • At fiscal quarter end worked numerous hours of overtime to ensure all record keeping activity was satisfactorily concluded and on time; kept leadership informed of progress and timeliness.



CaixaBank

• Spain
• Banking
• 700 & Above Employee

• Intern

  • Jun 2011 - Jul 2011

  Barcelona Area, Spain Worked to ensure contract completeness and accuracy as well as data entry.