Experience

MMX Solutions

• Romania
• IT Services and IT Consulting
• 1 - 100 Employee

• Data Analyst

  • Oct 2022 - Present



CREDIT EUROPE BANK (ROMANIA) S.A.

• Romania
• Banking
• 400 - 500 Employee

• Senior Risk Management Specialist

  • Jul 2021 - Feb 2023

  Risk management: Credit risk ( forbearance, provisions, portfolio analysis, PD & LGD databases); Liquidity risk - stress test scenarios for ILAAP; Preparing reports for the Risk and Audit Committee, Managing Board and various ad-hoc reports as requested. Monitoring key risk indicators in accordance with the defined strategy. Data validation - cross checking different sources for reporting errors; Risk reporting ( statutory reporting): LCR, ALMM, Finrep - Covid; Automated various processes using SQL: IRRB, credit reports, liquidity reports, etc. Member of the team that implemented Elite Reporting Solution for statutory reporting; Show less



First Bank

• Banking
• 700 & Above Employee

• Risk Management Specialist

  • May 2021 - Jul 2021

  Preparing reports for the Risk and Audit Commitee, Managing Board and various ad-hoc reports as requested. Preparing reports for the Risk and Audit Commitee, Managing Board and various ad-hoc reports as requested.



CREDIT EUROPE BANK (ROMANIA) S.A.

• Romania
• Banking
• 400 - 500 Employee

• Risk Management Specialist

  • Jul 2019 - May 2021

  Preparing reports for the Risk and Audit Commitee, Managing Board and various ad-hoc reports as requested. Creating business cases for credit transactions and validate the implementation ( stage movements, GL correctness, etc.). Monitoring key risk indicators in accordance with the defined strategy. Keeping and validating the operational risk database (incidents validation to reporting). Preparing reports for the Risk and Audit Commitee, Managing Board and various ad-hoc reports as requested. Creating business cases for credit transactions and validate the implementation ( stage movements, GL correctness, etc.). Monitoring key risk indicators in accordance with the defined strategy. Keeping and validating the operational risk database (incidents validation to reporting).



Libra Internet Bank

• Romania
• Banking
• 700 & Above Employee

• Risk Specialist

  • Sep 2017 - Jul 2019

  Validating statutory reports (large exposures, forbereance exposures, non-performing loans, etc.)Monitoring key risk indicators in accordance with the defined strategy.Preparing reports for the Risk Comitee, Board of Directors and various ad-hoc reports as requested.Preparing reports for European Bank for Reconstruction and Development and European Investment Fund in accordance with the signed conventions.Defines development requests that requires risk validation and coordinates implementation and testing.Validating new procedures, norms and products or modifications to the existing ones.Analyzing new regulations/ directives in order to keep Bank procedures/ norms compliant with legislation.Business Continuity Plan and Business Impact Analysis manager. Show less

• Credit Administrator

  • May 2016 - Sep 2017

  Verifying credit approvals.Identify high risk accounts and take appropriate action​.Drafting and checking credit agreements and guarantees, as well as letters of guarantee and letters of credit.Logging the contracts and disbursing the funds.Coordinating with guarantee institutions (FNGCIMM, FGCR, etc.), for approving loan collaterals.Developing and testing applications, in order to improve efficiency and working procedures.

• Banking Analyst

  • Jul 2014 - May 2016

  Resolves complaints of customers or executors.Processing documents received from executor office and tax enforcement institutions.Making Payment Orders from clients accounts to executors.Modifying legal clients status when they enter insolvency or bankruptcy​​​​​.

• Banking Officer

  • Nov 2013 - Jul 2014

  Processing noncash operations of clients based on documents received from branches (payment orders, promissory notes, checks).Issuing promissory notes and checks for legal clients.



BCR Banca Pentru Locuinte

• Banking
• 100 - 200 Employee

• Financial Consultant

  • Jun 2010 - Aug 2011

  Contacting clients and setting up meetings, either within an office environment or in client home or business premises​. Analyzing information and preparing plans best suited to individual client requirements​. Obtaining customer dependability​. Contacting clients and setting up meetings, either within an office environment or in client home or business premises​. Analyzing information and preparing plans best suited to individual client requirements​. Obtaining customer dependability​.



MEF ONE COMPANY SRL

• Bucuresti

• Financial Consultant

  • Sep 2008 - May 2010

  Keeping and updating the company database. Maintain detailed administrative and procedural processes. Performing analyzes of field teams expertises​​​​. Keeping and updating the company database. Maintain detailed administrative and procedural processes. Performing analyzes of field teams expertises​​​​.