Experience

Octane®

• United States
• Software Development
• 200 - 300 Employee

• Senior Director of Credit Strategy - Powersports

  • Jan 2023 - Present

• Director of Credit Strategy - Power Sports

  • Jan 2022 - Jan 2023



Katapult

• United States
• Financial Services
• 1 - 100 Employee

• Director of Fraud and Portfolio Governance

  • Jun 2021 - Dec 2021

• Fraud Manager

  • Jan 2021 - Jun 2021



LendFirm

• Chicago, IL

• Chief Operating Officer

  • Jun 2017 - Mar 2020

  LendFirm - combined with its sister company Gage Diamonds - is a Fintech startup offering interest-free, Buy Now Pay Later (BNPL) installment options to below-prime customers interested in making online purchases of engagement rings, loose diamonds and fine jewelry. As the COO of both LendFirm and Gage Diamonds, I focused my time on accomplishing two key initiatives: driving profitable growth and building out scalable infrastructure. I was able to increase revenue while achieving profitability by (1) devising, executing and optimizing a comprehensive marketing strategy, (2) minimizing credit risk exposure by defining and optimizing a credit risk strategy that utilized data-driven credit scoring models, (3) reducing customer acquisition costs by executing a series of technical (website architecture redesign, landing page optimizations) and non-technical strategies (online reputation management, product catalog expansion, promotion management), and (4) improving operational efficiencies through process improvement (loan application processing, underwriting, order fulfillment) and automation (credit decisioning) Show less



Honor Finance

• Director of Credit Risk and Analytics

  • Jun 2014 - Jun 2017

  • Developed and maintained loss forecasting model for subprime auto loan portfolio• Spearheaded development of credit scoring model and managed integration into origination system• Consolidated data sources into SQL database and implemented company-wide reporting tools• Established underwriting policy and monitored underwriting department for compliance• Reported to senior management on portfolio performance along with actionable strategies to reduce credit risk• Established risk management framework to manage credit, operational and regulatory risk Show less

• Director of Finance

  • Jun 2012 - Jun 2014

  • Trained and managed a team of two financial analysts; • Established policies and procedures for financial reporting and accounting• Developed and maintained company-wide financial statement model• Handled all budgeting, forecasting and other ad-hoc analytical exercises• Produced internal management reports and quarterly / annual board reviews and annual board • Assisted senior management in assembling investor presentations during several rounds of capital raising



Colonnade Advisors LLC

• United States
• Investment Banking
• 1 - 100 Employee

• Financial Analyst (M&A)

  • Feb 2006 - Jun 2011

  Colonnade Advisors is a boutique investment bank that provides M&A advisory to clients in the financial services and business services sector. As a financial analyst, I worked closely with three managing directors on sixteen sell-side M&A transactions – completing 14 transactions in the consumer and commercial finance sectors, and 2 in the manufacturing sector. My other experiences include: • During several M&A advisory engagements, collaborated with senior management of client companies to build five year pro forma financial statements (under GAAP) • Performed valuations on client companies and potential acquisition targets using discounted cash flow, leveraged buyout, accretion/dilution, and trading and transaction comparables • Transaction execution experience includes: writing offering memorandums, management presentations and pitch books; managing on-line data rooms; participating in due diligence meetings; answering questions from groups of potential buyers • Analyzed over 200 acquisition targets for the Executive Vice Presidents of Illinois Tool Works (NYSE: ITW) during a 21 month buy-side engagement, identifying four companies that advanced to late stage negotiations with ITW • Advised Columbia University’s Science and Technology Division on the commercialization of four biotechnologies by writing detailed research reports supporting pre-money valuations of potential startups Show less