Experience

Specialty Adjusting International

• United States
• Insurance
• 1 - 100 Employee

• Managing Partner

  • Jan 2018 - Present

• President at Specialty Adjusting International

  • Jan 2018 - Present



Specialty Adjusting International - Specialty Appraisal & Dispute Resolution

• Vice President

  • Apr 2016 - Jan 2018

  Miami, FL Specialty Adjusting International has been in operation as an independent adjusting company for more than 35 years, servicing some of the nation's largest property and casualty insurance companies. As an established Property & Casualty and Catastrophe independent adjusting company, SAI continues to expand its services to the insurance industry, establishing Appraisal and Dispute Resolution services to their clients. Our concept has always been based on providing timely, quality service… Show more Specialty Adjusting International has been in operation as an independent adjusting company for more than 35 years, servicing some of the nation's largest property and casualty insurance companies. As an established Property & Casualty and Catastrophe independent adjusting company, SAI continues to expand its services to the insurance industry, establishing Appraisal and Dispute Resolution services to their clients. Our concept has always been based on providing timely, quality service to every client. SAI has grown from a small, regional, all lines adjusting company to a national adjusting, investigation, appraisal and dispute resolution entity. We represent insurance companies, self-insureds, third party administrators, carriers at risk and syndicates abroad. It is our goal to investigate and adjust all claims in a timely and accurate manner to serve your needs by providing prompt courteous service to the policyholder, as well as to identify and provide an accurate estimate of repairs. Show less



Popular Community Bank

• United States
• Banking
• 1 - 100 Employee

• Underwriter

  • Dec 2012 - Mar 2016

  Miami/Fort Lauderdale Area • Analyzed financial statements and pertinent information to determine creditworthiness of prospective and existing clients. • Structure a strong financial analysis for loan origination, loan modifications, annual financial updates, and Insurance Premium Finance requests upwards of $10MM+. • Underwritten over $450MM in commercial loans/lines of credit to homeowner associations and condominiums presented to Loan Committee for approval, while maintaining a 6 year period without a past due… Show more • Analyzed financial statements and pertinent information to determine creditworthiness of prospective and existing clients. • Structure a strong financial analysis for loan origination, loan modifications, annual financial updates, and Insurance Premium Finance requests upwards of $10MM+. • Underwritten over $450MM in commercial loans/lines of credit to homeowner associations and condominiums presented to Loan Committee for approval, while maintaining a 6 year period without a past due loan. • Played a pivotal role underwriting and generating a 30% loan portfolio increase with almost $120MM in new loan origination within 2 ½ years. • Developing a strong working relationship and communication with relationship officers in order to maximize the effectiveness with the underwriting process. • Discuss new credit opportunities with existing customers or prospects. Show less



HSBC Private Bank

• Financial Services
• 1 - 100 Employee

• Credit Officer

  • Jan 2011 - Dec 2012

  Miami/Fort Lauderdale Area • Analyze and review credit proposals for line approval and support Private Client Lending team with underwriting. • Perform security analysis, collateral research, collateral liquidation scenario analysis and other collateral research needed for various complex transactions. • Promote banking business to Private Bankers (i.e., written, oral and in person, when appropriate), with an emphasis on training and educating on the use of credit products and platforms used in our lending… Show more • Analyze and review credit proposals for line approval and support Private Client Lending team with underwriting. • Perform security analysis, collateral research, collateral liquidation scenario analysis and other collateral research needed for various complex transactions. • Promote banking business to Private Bankers (i.e., written, oral and in person, when appropriate), with an emphasis on training and educating on the use of credit products and platforms used in our lending vehicles. • Assist International Private Bankers with daily workflow, inquiries, and identification and resolution of potential problems. • Provide credit and financial analysis to support transactions. • Lead system conversion, responsible for cross-training and developing staff.

• Credit Administrator

  • Jul 2007 - Dec 2010

  Miami/Fort Lauderdale Area • Establish credit limits, facilities, loan advances, repayments, and interest payments. • Performed LIBOR based loan advances and repayments, collateral maintenance, daily portfolio analysis, and margin call resolutions. • Manage mortgage, insurance, and financial documentation. • Promoted to Credit Officer after 3 years with the department.



Regions Bank

• United States
• Banking
• 700 & Above Employee

• Associate

  • Feb 2007 - Jul 2007

  Miami/Fort Lauderdale Area • Responsible for branch monetary activity, while utilizing retail banking products & services, and managing a teller line of 4 tellers. • Account opening (Personal & Business) while cross-selling other banking products & services. • Provided teller training covering topics such as sales, financial products, and operations. • Consistently met or exceeded monthly sales goals.



Colonial Bank

• United States
• Banking
• 400 - 500 Employee

• Senior Sales Associate

  • May 2002 - Feb 2007

  Miami/Fort Lauderdale Area • Managed a teller line of 3 tellers that consisted of a depository portfolio in excess of 100MM and 15MM in consumer and commercial loans. • Awarded for achieving 100% on mystery shop several times. • Developed a thorough knowledge of bank transaction line operations, including: processing deposits, withdrawals, cash advances, money orders, cashier checks, and customer service.