Experience

Mega Bank

• United States
• Banking
• 1 - 100 Employee

• Portfolio Officer

  • Jul 2021 - Present



Bank Sinopac Ltd.

• Banking
• 700 & Above Employee

• Credit Administration Specialist II

  • Mar 2020 - Jul 2021

  •Prepares all CRE, C&I and construction loan portfolio reports periodically for the audit preparation, and for the internal monitoring and risk management purpose. The reports include but not limited to the loan trial balance, loan portfolio monitoring, loan loss for problem loans, risk management, shared national credit reports. •Performs prefunding duties including collect and review loan documents and compliance files, create the control sheet for reporting requirement ticklers, and prepares the prefunding review checklist. •Prepares weekly tickler reports, monitors ticklers submission, and performs quarterly covenant test and interim review. Oversees the required financial reporting items and covenants in accordance with approved terms and conditions for loans. •Responsible for loan payoff process: prepares payoff demand, closely monitors loan payoff requirements based on the initial credit memo and ensures all associated accounts are properly terminated after the payoff. •Provides administrative support to the lending team and monitoring Bank’s collateral. Prepares third party reports engagements (appraisals, environmental and asset audit reports), conduct appraisal review checklist. Prepares and provides UCC-1 filling, extension, termination, UCC-1 search / Corporate formation documents / flood certificate / Experian credit search / property profile. •Assists the manager to modify and update the internal memo, procedure and loan policy, prepares audit required documents, and performs special assignments as deemed necessary by the manager and credit department. Show less



EverTrust Bank

• United States
• Banking
• 1 - 100 Employee

• Credit Assistant

  • Sep 2018 - Mar 2020

  •Collected and review the loan processing documents from all parties effectively for completeness and correctness, uploaded documents to FIS Document Management system and created tickler tracking items, maintained tickler system to ensure the receipt of current reports from lending teams, generated monthly tickler reports. •Responsible for CRE, C&I and construction loans portfolio monitoring reports. Prepared the following report regularly: loan maturity/past due/fixed and floating/purchase and sold/SBA/insider/problem loan reports, CRE concentration/projection reports, the country risk review reports. Analyzed and updated the real estate economic reports quarterly based on the Costar’s data, monitored and updated loan status and balance on Sageworks system. •Prepared periodical reports for overnight federal funding: the credit approval with other participated banks; provided other banks’ hedging counter party review in a quarterly basis, and lead bank review in an annual basis. •Conducted the verification of the employment of borrower prior to the funding of mortgage loans. Show less



Southern California Earthquake Center (SCEC)

• United States
• Research Services
• 1 - 100 Employee

• UseIT Intern - Probability Team

  • Jun 2016 - Aug 2016

  • Worked for Probability Forecasting team, calculated probability forecasts of an earthquakes by using a physics- based earthquake simulator (Rate-State Earthquake Simulator; RSQSim). • Combining math function with scripting technology (Jave) to strength UCERF model. • worked with group to calculate the probability of large earthquake by use the catalogs • Awarded the best presentation of geology, representative of the group to present the poster in the SCEC annual meeting. • Worked for Probability Forecasting team, calculated probability forecasts of an earthquakes by using a physics- based earthquake simulator (Rate-State Earthquake Simulator; RSQSim). • Combining math function with scripting technology (Jave) to strength UCERF model. • worked with group to calculate the probability of large earthquake by use the catalogs • Awarded the best presentation of geology, representative of the group to present the poster in the SCEC annual meeting.