Crystal Knights
BTL Underwriter at LendInvest- Claim this Profile
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Bio
Experience
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LendInvest (LSE: LINV)
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United Kingdom
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Financial Services
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100 - 200 Employee
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BTL Underwriter
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Mar 2018 - Jul 2020
£500k BTL Mandate with a £500k sign off approval for colleagues who were yet to achieve their mandates. I confidently managed a high volume personal underwriting pipeline. All cases were underwritten in accordance with product guides and the lending policy whilst ensuring SLAs were met. I was successfully able to priorities applications accordingly to myself and others and make quality lending judgement when necessary. I’m able to demonstrate an excellent understanding of: Credit… Show more £500k BTL Mandate with a £500k sign off approval for colleagues who were yet to achieve their mandates. I confidently managed a high volume personal underwriting pipeline. All cases were underwritten in accordance with product guides and the lending policy whilst ensuring SLAs were met. I was successfully able to priorities applications accordingly to myself and others and make quality lending judgement when necessary. I’m able to demonstrate an excellent understanding of: Credit Referencing Agency reports (personal and commercial)/ KYC/AML/financial crime regulation/Application scoring/ CIFAS/SIRA/ Land Registry Reports/ RICS Valuations / AVMs/ Mortgage regulation and specifically MCOB/MCD/ Treating Customers Fairly (TCF) and Conduct Risk
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Trainee BTL Underwriter
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Jan 2018 - Mar 2018
London, United Kingdom A key member of the newly established BTL team. Continued with a case manager pipeline whilst training to become a BTL underwriter. Assisted with the training of the newly hired team. Received a personal £500k mandate.
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Mortgage Case Manager
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Apr 2016 - Jan 2018
London, United Kingdom I was responsible for managing a personal pipeline of short-term and development loan applications. I packaged and carried out due diligence on the pipeline applications in preparation for Underwriter assessments. Flagging any potential issues to assist underwriters with their assessments and approval. I was the main point of contact for intermediaries, valuers and solicitors, exceeding expectations, and deadlines, whilst providing excellent service which encouraged repeat business.
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London & Country Mortgages
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United Kingdom
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Financial Services
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400 - 500 Employee
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Mortgage & Protection Associate
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Jul 2015 - Feb 2016
London, United Kingdom Whole of Market Mortgage and Protection Adviser. Working in the Client's best interests whilst finding them the most suitable Mortgage and Protection Products based on their current/future situation and finances.
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TSB Bank
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United Kingdom
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Banking
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700 & Above Employee
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Local Banker
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Mar 2014 - Jun 2015
My pioneer achievement was becoming the branches Mortgage Champion. The Mortgage Champion updated the staff with product changes during morning shouts and was the first point of call when there was a mortgage query and/or a new to bank application. I also managed the branches Bulk money (Cash deliveries/cash orders/issuing and receiving cash from cashiers). My Principal responsibilities as a Local Banker were to successfully cashier, welcome customers into the banking hall and assist with… Show more My pioneer achievement was becoming the branches Mortgage Champion. The Mortgage Champion updated the staff with product changes during morning shouts and was the first point of call when there was a mortgage query and/or a new to bank application. I also managed the branches Bulk money (Cash deliveries/cash orders/issuing and receiving cash from cashiers). My Principal responsibilities as a Local Banker were to successfully cashier, welcome customers into the banking hall and assist with their queries ensuring successful referrals to the correct advisor/department whilst being transparent, straightforward and responsible. Show less
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Education
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ifs School of Finance
Certificate in Mortgage Advice and Practice (CeMAP), Banking and Financial services -
The University of Nottingham
Bachelor's Degree, Bioscience