Experience

Platinum Realty

• United States
• Real Estate
• 700 & Above Employee

• Real Estate Agent

  • Jan 2019 - Present

  Professional real estate agent specializing in helping sellers and buyers achieve their dream of homeownership. Experienced in investment properties, new construction, and leasing of retail space. Professional real estate agent specializing in helping sellers and buyers achieve their dream of homeownership. Experienced in investment properties, new construction, and leasing of retail space.



REMAX Real Estate

• 3200 NE 83rd St.

• Real Estate Agent

  • Apr 2012 - Jan 2019

  I’m Real Estate Agent selling residential properties in the Kansas City metropolitan area. IAdvise clients on market conditions, prices, mortgages, legal requirements and related matters. Compare a property with similar properties that have recently sold to determine its competitive market price. Act as an intermediary in negotiations between buyers and sellers, generally representing one or the other. Appraise properties to determine loan values. Confer with escrow companies, lenders, home inspectors, and pest control operators to ensure that terms and conditions of purchase agreements are met before closing dates. Prepare documents such as representations contracts, purchase agreements, amendments, closing statements, deed and leases. Display commercial, industrial, agricultural, multifamily and residential properties to clients and investors and explain the comparative market and cost analysis. Show less



MetLife

• United States
• Insurance
• 700 & Above Employee

• Sr.Underwriter

  • Feb 2006 - Aug 2011

  Sr. Underwriter determines the acceptability of insurance risks, based on the insurance company’s guidelines and marketing strategy – reviewing applications for insurance and comparing applications to loss experience and actuarial studies to determine if the applicant is an acceptable risk Sr. Underwriter determines the acceptability of insurance risks, based on the insurance company’s guidelines and marketing strategy – reviewing applications for insurance and comparing applications to loss experience and actuarial studies to determine if the applicant is an acceptable risk



Metropolitan Life Insurance

• Sr. Underwriter

  • Feb 2006 - Aug 2011

  MetLife is the leading life insurance company in the US- MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs.; Sr. Underwriter determines the acceptability of insurance risks, based on the insurance company's guidelines and marketing strategy - reviewing applications for insurance and comparing applications to loss experience and actuarial studies to determine if the applicant is an acceptable risk Evaluating future loss potential, e.g., catastrophic loss insuring adequate pricing of insurable risks. Determines that the risk is properly classified and evaluates the company's risk portfolio to determine that it is performing correctly. Assisting agents in responding to questions about the proposed coverage and rates. Recommending declining an application if the proposed insurance cannot be underwritten as an acceptable rate or does not meet underwriting guidelines. List of Accomplishments Underwrote a case that potential annual premium was $350,000 for Long Term Disability. The DNBI showed the group was currently in bankruptcy, but the insurance broker claimed this was not true. I did more research into the company and in fact the company was in bankruptcy and was downsizing, and wanted Long Term Disability before the company went out of business. This case almost sold but due to aggressive research I saved our company money in potential claims cost. Apart of a Special Underwriting team that evaluates the risk associated high risk groups such as physicians and attorney groups, to ensure MetLife and Smith and Barney the reinsured company is properly rating these specialty groups according to the risk. Show less



Midland Loan Services-PNC Bank

• Sr. Credit Analyst

  • Dec 2003 - Dec 2005

  •Provide information to clients and investors regarding quarterly credit risk through accurate analysis of the properties, markets, borrowers and asset structures. •Resolved and/or disposed of non-performing commercial real estate assets, particularly resolving defaults, and negotiating workout terms, managing the foreclosure process, coordinating with legal counsel for bankruptcy and other litigation, and managing ROE through the sale of the asset. •Provide information to clients and investors regarding quarterly credit risk through accurate analysis of the properties, markets, borrowers and asset structures. •Resolved and/or disposed of non-performing commercial real estate assets, particularly resolving defaults, and negotiating workout terms, managing the foreclosure process, coordinating with legal counsel for bankruptcy and other litigation, and managing ROE through the sale of the asset.



Midland Loan Services

• Financial Services
• 200 - 300 Employee

• Sr. Credit Analyst

  • Nov 2003 - Dec 2005

  PNC Real Estate business and the second-largest commercial loan servicer- Midland Loan Services is a leading third-party provider of loan servicing, asset management and technology solutions for the commercial real estate finance industry.; Credit Analyst performs Risk Management for Commercial Real Estate investment properties. Provided proactive assessment of real estate performance and market conditions to assess asset quality. Provide information to clients and investors regarding quarterly credit risk through accurate analysis of the properties, markets, borrowers and asset structures. Resolved and/or disposed of non-performing commercial real estate assets, particularly resolving defaults, and negotiating workout terms, managing the foreclosure process, coordinating with legal counsel for bankruptcy and other litigation, and managing ROE through the sale of the asset. Establishing a workout strategy on special serviced assets including understanding the real estate markets, property deficiencies, borrower deficiencies and ascertaining the value of the real estate asset with the goal of minimizing losses and maximizing value. List of Accomplishments Performed a property inspection on a delinquent account during the inspection discovered that the property had been vacant for over 180 days. The borrower had been falsifying financial statements for over a year, this lead to disposing of the nonperforming commercial property saving the company thousands of dollars. Show less