Lead Business Services Portfolio Manager

• Feb 2023 - Present

- Support business development through loan origination, portfolio retention, and relationship management to directly impact the credit union’s overall lending goals and requirements. $280 Million portfolio is made up of varying asset types to include Commercial Real Estate, Multi-Family, Self-Storage Facilities, and Manufactured Home Parks.- Filter all PM generated loan opportunities to ensure spreads and credit write ups are accurate, substantive, and relevant to the credit union’s lending criteria and support the closing of Relationship Manager originated loans.- Gather all financial and member related information necessary for complete and accurate underwriting. Work closely with the Credit Quality Manager to aid in the development of credit union policies and ensure that these procedures are being followed.- Provide direct support for the Business Services team in the management of new and existing members, brokers, and centers of influence.- Source and originate loans through business-to-business opportunities and members currently within the credit union’s portfolio.- Monitor and manage collateral, documentation, and loan exceptions for the Credit Union’s portfolio.- Primary initial contact for members for managing troubled non-performing loans.- Promote portfolio retention. Referrals of consumer and mortgage loans will be a secondary measure of success.- Support the growth of a knowledgeable Business Services team by leading periods of instruction and providing meaningful learning opportunities on identified industry focuses.- Served as the Chair of the Culture and Events Committee which monitors strategies, activities, and status of key levers that shape culture and was responsible for planning and conducting meetings, reporting findings, recommendations, and other relevant matters to Internal Communications Committee, and managing the committee member's engagement within. Show less

Business Services Portfolio Manager

• Apr 2022 - Feb 2023

- Support business development through loan origination, portfolio retention, and relationship management to directly impact the credit union's overall lending goals and requirements.- Provide direct support for the Business Services team in the management of new and existing members, brokers, and centers of influence.- Support the closing of Relationship Manager originated loans.- Source and originate loans through business to business opportunities and members currently in the credit union's portfolio.- Review applicant's financial status, credit, and property evaluations to determine feasibility of granting loans.- Monitor and manage collateral, documentation, and loan exceptions.- Promote portfolio retention through commercial, mortgage, and consumer lending referrals to bolster the credit union's balance sheet assets.- Create and lead bi-weekly internal training sessions for the development of commercial lending practices for department staff. Show less

Portfolio Manager

• Jun 2021 - Apr 2022

-Managed a regional commercial loan portfolio that combines to be valued over $540 Million.-Liaised with internal service partners to ensure timely workflow of document production for all aspects of C&I and CRE loan originations, modifications, and closings.-Partnered with regional teams of Loan Officers to strengthen commercial lending relationships with both current clients and prospects.-Assisted Loan Officers understand client needs by facilitating communication with clients and prospects to provide solutions or problem solving efforts.-Consolidated and reported on commercial lending pipelines, coordinated tracking and clearing of post-closing documentation exceptions, critical exceptions, non-critical exceptions etc., and monitored management of fee collections, waivers, etc. from clients and customers.-Generated and reviewed credit approval requests and presented loan opportunities necessary to produce income opportunities for the institution to the bank's Loan Committee voting members.-Generated weekly reports noting past dues and exceptions and proactively coordinated with Loan Officers to implement resolutions and action plans. Show less

Credit Administration Associate

• Aug 2020 - Jun 2021

-Helped to spearhead problem solving efforts that created and set in place institutional SOPs that streamlined the processing of $140 Million worth of Paycheck Protection Program Forgiveness Loans from beginning to end resulting in over $4 Million in non-interest income for the bank.-Analyzed and spread commercial tax returns, balance sheets, and profit & loss statements on a year-over-year basis in order to determine enterprise financial strengths and weaknesses which enabled the institution to discern more accurate risk assessments and creditability for commercial loans.-Analyzed over 500 PPP Forgiveness Loans that included applications and supporting documentation consisting of payroll reports, quarterly tax forms, bank statements, invoices and lease agreements in order to ensure borrowers met requirements established by the federal government allowing them the best opportunities to receive "Full Forgiveness" ratings.-Created a system to efficiently transfer hard copy data into an electronic database allowing for a more functional operations and accounting department.-Constructed an organized tracking system for all transactions moving through accounts payable/receivable dating back four years in order to establish accountability of all funds which allowed the institution to identify key areas to realize cost savings. Show less

Commercial Lending Program Trainee

• Nov 2019 - Aug 2020

-Completed a rigorous commercial lending academic program consisting of 16 college-level courses focused in lending, analyzing financial statements, real estate, and banking resulting in a 3.92 GPA and a Business Banking and Commercial Lending Diploma from the Center for Financial Training and Education Alliance.

Board Member

• Apr 2019 - Apr 2021

-Spearhead efforts in marketing, public relations, and best practices as the Chairman of the Marketing Committee. Served as an active member of the Methodology Committee, working to develop solutions and improvements within institutional participation, retention, visibility, and redundancy. Military Friendly® is the leading standard that measures an organization’s level of commitment and success in creating opportunities and positive outcomes for members of the military community. -Spearhead efforts in marketing, public relations, and best practices as the Chairman of the Marketing Committee. Served as an active member of the Methodology Committee, working to develop solutions and improvements within institutional participation, retention, visibility, and redundancy. Military Friendly® is the leading standard that measures an organization’s level of commitment and success in creating opportunities and positive outcomes for members of the military community.

Trustee

• Apr 2019 - Jan 2020

-Audit the books and records of the Post Quartermaster, Post Adjutant, and any activity, clubroom, holding company or unit sponsored, conducted or operated by, for or on behalf of the Post, and submit a detailed statement of such audits to the Post. -Verify all expenditures of the Post and certify by their signature as to the correctness of each expenditure voucher. -Review the records and accounts of all committees, officers and members having to do with the receipt and expenditure of Post funds. -Perform such other duties as may be usually incident to the office or may from time to time be required by the laws and usages of the organization or lawful orders from proper authority. Show less

President

• Jan 2019 - Jan 2020

-Provided the Club with leadership and strategic direction and acted as the public representative of the Club. -Liaised and built relationships with media and promoted the Club within and outside the community (external communication) -Saught funding and sponsorship, in conjunction with the Vice President, Partnerships Manager and Treasurer. -Prepared and presented an annual report at the Annual General Meeting. -Responsible for external communication and maintaining high value relationships in collaboration with Sub-Committee Chairpersons, Patrons, and the SVA Foundation. -Responsible for regular communication with the SVA Foundation and ensuring committee members are supported and cared for. -Provided support, structure, assistance and guidance to the SVA executive in conjunction with the Vice-president. Show less

Associate

• Mar 2019 - Nov 2019

Deputy Director of Administration

• Feb 2019 - Nov 2019

-Maintain positive relationships with sponsors through consistent communications in coordination with executive director. -Develop and nurture a strong company following using newsletters. -Represent company at public events and significantly aided with regional tech awards gala. -Update and maintain company Pro-forma. -Managed 25 sponsorship accounts to help achieve $50k in fundraising. -Maintain positive relationships with sponsors through consistent communications in coordination with executive director. -Develop and nurture a strong company following using newsletters. -Represent company at public events and significantly aided with regional tech awards gala. -Update and maintain company Pro-forma. -Managed 25 sponsorship accounts to help achieve $50k in fundraising.

Senior Operations Advisor

• Jun 2009 - Aug 2017

Jun 2009 – Aug 2017 (8 yrs 3 mos) -Governed actions and accountability of 112 personnel and managed more than $42.2 million worth of highly sensitive equipment and military vehicles. -Controlled administrative activities across all employees within the department. -Served in direct collaboration with the agency senior advisor to lead employees, operations, and vital decisions. -Created and spearheaded a 6-month training program to reinforce basic skills, refine leadership abilities, and improve operational efficiency across 35 personnel members. • Earned Navy and Marine Corps Achievement Medal for superior performance. -Worked in direct collaboration with the Company Commander, serving as liaison to the Operations Officer and other outside agencies for all departmental actions. -Created and managed quarterly training schedules across the department, providing employee training through technical skills and professional accountability. -Coordinated personnel operations, logistics, and travel plans in relation to overseas training in Brazil, Colombia, and Peru. -Successfully operated within three foreign countries by creating and executing training plans, managing logistics, and managing operation plans for 37 personnel members. -Organized environmental regulations and policies, ensuring adherence to hazardous waste and material disposal and storage. -Continuously improved organizational efficiency through innovative solutions and detailed logistics tracking documents. -Achieved a 100% inspection pass rate as well as $600k in savings by developing an organization and accountability system. • Earned a certificate of commendation for expertise in functional area. Show less