Experience

Irish Mortgage Corporation

• Ireland
• Financial Services
• 1 - 100 Employee

• Mortgage Broker

  • Jan 2022 - Present



Panda Capital Ltd.

• Venture Capital and Private Equity Principals
• 1 - 100 Employee

• Senior Mortgage Broker

  • Mar 2021 - Jan 2022



Switcheroo

• Ireland
• Financial Services

• Senior Mortgage Broker

  • Mar 2021 - Jan 2022



AIB

• Ireland
• Banking
• 700 & Above Employee

• Mortgage Underwriter

  • Jun 2019 - Mar 2021

  Since working with AIB I have gained valuable experience and have greatly benefited from a different work environment. This is the first time I have not been in a customer facing role which has helped to give me added perspective and a different variety of skills. I have included the responsibilities of my role below. Assess and recommend credit applications that qualify as prudent mortgage lending while ensuring that all possible financial risks have been mitigated. Provide a professional lending service while applying appropriate and effective credit governance and maintaining independence of credit approval. Establish and maintain a direct relationship with the business areas on lending propositions in order to provide structured, consistent and tailored advice. Analysing the credit/risk implications of credit proposals and making well informed decisions to grow the business. Operating to strict productivity targets on a daily and weekly basis to ensure a speedy application process for our customers.



KBC Bank Ireland

• Financial Services
• 700 & Above Employee

• Mortgage Consultant

  • Jun 2016 - Jun 2019

  While working with KBC, I developed a number of skills and added valuable experience, I have listed below a selection of the responsibilities of my role. Operating in a target driven environment, meeting and exceeding sales targets. Consulting with customers to provide them with financial advice and to assess their financial suitability for a mortgage. Reviewing, processing and assessing customer mortgage applications right through to approval and offer stages, whilst ensuring all AML and regulatory requirements are met. Engaging with the valuations team to ensure they complete property valuations. Conducting credit bureau checks. In charge of dealing with LTV (Loan to Value) rate amendments from customers, communicating with customers to reconfirm they approve the rate amendment. Training junior employees.



Bank of Ireland

• Ireland
• Banking
• 700 & Above Employee

• Direct Sales Representative

  • Aug 2014 - Jun 2016

  While working with in my position I was Consistently meeting and exceeding ambitious sales and talk time targets, frequently being top of the sales leader board in a fast paced and challenging financial product sales environment. I have listed other elements of my role below. Cross Selling and Up selling of a wide portfolio of products. Working with a high volume of both Outbound and Inbound calls. Pre-Qualification of applicants including credit history and suitability for financial products. Stepping up to cover my colleague’s workload as well as my own whilst they are on leave. Providing exceptional customer care in an efficient and professional manner.



AIB

• Ireland
• Banking
• 700 & Above Employee

• Customer Service Representative

  • Oct 2011 - Jul 2014